1685 Midgard Ave
Saanich, BC V8P2Y4
$1,200,000
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 5,000 square feet
- Zoning
- Residential
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $4,956.36
Interior
- Heating
- Forced air, Natural gas
- Cooling / A/C
- None
- Fireplace
- None
Parking
- Total spaces
- 2 — uncovered indicated
- Features
- Stall
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Dining room | Main level | 10' x 9' |
| Bathroom | Main level | 3-Piece |
| Laundry room | Main level | 7' x 9' |
| Bedroom | Main level | 10' x 12' |
| Bedroom | Main level | 12' x 10' |
| Bathroom | Main level | 4-Piece |
| Primary Bedroom | Main level | 12' x 13' |
| Kitchen | Main level | 9' x 12' |
| Living room | Main level | 9' x 14' |
| Entrance | Main level | 9' x 5' |
Listing Information
- MLS®
- 1044953
- Listed
- August 4, 2026
- Time on market
- On the market for 27 days
- Data last synced
- August 28, 2026
Listing provided by: Pemberton Holmes Ltd. · Data source: CREA DDF.
Description
Move-in ready, beautifully renovated rancher in the highly sought-after Mt. Tolmie/Midgard neighbourhood, just steps to UVic and moments from top-rated schools, parks, shopping, restaurants, and transit. Comprehensively enhanced in 2020 with a modern kitchen, two full bathrooms, upgraded plumbing, a gas furnace, and an on-demand hot water system. A new roof was installed in 2024, followed by a 200-amp electrical service upgrade with EV charger and A/C pre-wiring in 2025. The south-facing backyard is a private outdoor retreat with mature landscaping, multiple patio areas, and a charming gazebo—perfect for relaxing, gardening, or entertaining family and friends. Bright, stylish, and easy to maintain, it’s an excellent choice for first-time buyers, professionals, downsizers, or investors. (id:63159)
Values & Trends
This listing
$1,110/sqft
Building average
—
No other active listings in this building
Mt Tolmie average
$720/sqft
10 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Victoria (University of)
12°C
—
Humidity 89%
Wind NNW calm km/h
Tonight
12°
Tuesday
19°
Tuesday night
13°
Wednesday
15°
Wednesday night
11°
Thursday
15°
Source: Environment and Climate Change Canada.
Population
117,735
(2021 Census)
+3.1% since 2016
Density: 1,136.5/km²
Dwellings: 50,064
Median household income: $93,000
After-tax: $83,000
Immigrant population: 22.5%
Top countries of origin (% of total population)
- China3.5% · 4,110
- United Kingdom3.2% · 3,760
- India2.3% · 2,650
- Philippines1.7% · 1,995
- United States of America1.4% · 1,655
- Germany0.6% · 730
- Hong Kong0.6% · 720
- Viet Nam0.5% · 540
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
52
7/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Campus View Elementary | Elementary | 637 m |
| Cedar Hill Middle | Elementary | 650 m |
| Doncaster Elementary | Elementary | 976 m |
| Mount Douglas Secondary | Secondary | 1.2 km |
| St. Michaels University School(Independent) | K-12 | 1.3 km |
| Braefoot Elementary | Elementary | 1.4 km |
| Maria Montessori Academy(Independent) | Elementary | 1.4 km |
| Lambrick Park Secondary | Secondary | 1.8 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (5+)
- Unnamed237 m
- Heart of Asia305 m
- The Rack Bistro · 1550 Cedar Hill Cross Road366 m
- Laila Laila Hotpot · 1546 Cedar Hill Cross Road376 m
- Fig Delicatessen · 1551 Cedar Hill Cross Road429 m
Cafes (5+)
- Noodle Box221 m
- Ding Tea · 3749 Shelbourne Street250 m
- Phonomenal253 m
- Tim Hortons · 3749 Shelbourne Street259 m
- Starbucks371 m
Grocery (5+)
- Fairway Market Shelbourne Plaza · 3651 Shelbourne Street398 m
- SaanniSunny Asian Market · 1551 Cedar Hill Cross Road412 m
- Bulk Barn · 3609 Shelbourne Street546 m
- Thrifty Foods · 1626 McKenzie Avenue626 m
- Fairway Market McKenzie · 1521 McKenzie Avenue629 m
Parks (5+)
- Horner Park279 m
- Onyx Park355 m
- Rendle Green359 m
- Gore-Peace Memorial Park398 m
- Mount Tolmie Park694 m
Shopping (2)
- Shelbourne Village Square · 3749 Shelbourne Street252 m
- Shelbourne Plaza430 m
Pharmacies (2)
- Heart Pharmacy IDA · 3643 Shelbourne Street450 m
- Rexall654 m
Banks & ATMs (5+)
- Vancity · 1590 Cedar Hill Cross Road299 m
- Coast Capital Savings · 3750 Shelbourne Street323 m
- TD · 3675 Shelbourne Street343 m
- BMO · 3616 Shelbourne Street555 m
- RBC595 m
Nearby places data: © OpenStreetMap contributors.
School district: Victoria (SD61)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.9% ($95,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.





