Property Type: Detached HouseOwnership: Freehold

1650 Midgard Ave

Saanich, BC V8P2Y3

$999,000

2 bed2 bath4 parking1,454 sqftBuilt 1987
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Property Details

Property & Lot

Sub-type
House
Lot size
6,350 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,476.44

Interior

Heating
Baseboard heaters, Electric, Propane
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
StorageMain level7' x 9'
Laundry roomMain level6' x 8'
EnsuiteMain level4-Piece
BedroomMain level10' x 11'
Family roomMain level12' x 13'
Eating areaMain level6' x 10'
BathroomMain level4-Piece
Primary BedroomMain level12' x 15'
KitchenMain level9' x 11'
Dining roomMain level10' x 10'
Living roomMain level15' x 15'
PatioMain level15' x 20'
EntranceMain level5' x 7'

Listing Information

MLS®
1047566
Listed
August 21, 2026
Time on market
On the market for 10 days
Data last synced
August 28, 2026

Listing provided by: One Percent Realty · Data source: CREA DDF.

Description

Welcome to this well-maintained, easy-care 1,450+ sq. ft. one-level rancher, ideally located just a short walk to UVic, banks, shopping, and everyday amenities. The inviting living and dining areas feature an open, in-line arrangement with a cozy corner fireplace, while the family room opens through glass sliders to a private, fully fenced rear patio, perfect for summer relaxation and entertaining. The generous primary bedroom offers a bright ensuite with a soaker tub and separate shower, complemented by a four-piece main bathroom. Additional features include an attached double garage, crawl space, rear street access, and a generous driveway with room for an RV or additional vehicles. Zoned for fourplex. (id:63159)

Values & Trends

This listing

$687/sqft

Building average

No other active listings in this building

Mt Tolmie average

$762/sqft

10 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

12°C

Humidity 89%

Wind NNW calm km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

52

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Cedar Hill MiddleElementary605 m
Campus View ElementaryElementary646 m
Doncaster ElementaryElementary994 m
Mount Douglas SecondarySecondary1.2 km
Braefoot ElementaryElementary1.3 km
St. Michaels University School(Independent)K-121.4 km
Maria Montessori Academy(Independent)Elementary1.4 km
Lambrick Park SecondarySecondary1.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Unnamed250 m
  • Heart of Asia340 m
  • The Rack Bistro · 1550 Cedar Hill Cross Road362 m
  • Laila Laila Hotpot · 1546 Cedar Hill Cross Road370 m
  • Fig Delicatessen · 1551 Cedar Hill Cross Road431 m

Cafes (5+)

  • Noodle Box240 m
  • Ding Tea · 3749 Shelbourne Street261 m
  • Phonomenal276 m
  • Tim Hortons · 3749 Shelbourne Street283 m
  • Starbucks400 m

Grocery (5+)

  • SaanniSunny Asian Market · 1551 Cedar Hill Cross Road416 m
  • Fairway Market Shelbourne Plaza · 3651 Shelbourne Street428 m
  • Bulk Barn · 3609 Shelbourne Street577 m
  • Fairway Market McKenzie · 1521 McKenzie Avenue577 m
  • Thrifty Foods · 1626 McKenzie Avenue578 m

Parks (5+)

  • Horner Park330 m
  • Onyx Park352 m
  • Rendle Green403 m
  • Gore-Peace Memorial Park415 m
  • Mount Tolmie Park746 m

Shopping (2)

  • Shelbourne Village Square · 3749 Shelbourne Street270 m
  • Shelbourne Plaza462 m

Pharmacies (2)

  • Heart Pharmacy IDA · 3643 Shelbourne Street481 m
  • Rexall610 m

Banks & ATMs (5+)

  • Vancity · 1590 Cedar Hill Cross Road322 m
  • Coast Capital Savings · 3750 Shelbourne Street327 m
  • TD · 3675 Shelbourne Street367 m
  • RBC554 m
  • BMO · 3616 Shelbourne Street582 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($74,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$799,200.00
Periodic payment — Principal & Interest (monthly)$5,156.17
Additional monthly expenses (strata, tax, utilities, etc.)$529.37
Total monthly cost$5,685.54
Interest paid over 5-yr term$229,053.02
Balance at end of term$718,882.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$74,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,106.01

Cash Needed at Closing

Minimum down payment$74,900
Estimated BC PTT$17,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$94,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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