Property Type: Detached HouseOwnership: Freehold

3512 Henderson Rd

Oak Bay, BC V8P5B1

$1,298,888

3 bed1 bath2 parking1,427 sqftBuilt 1968
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Property Details

Property & Lot

Sub-type
House
Lot size
9,815 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,776.14

Interior

Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)

Exterior & Lot

Lot features
Curb & gutter, Rectangular

Building

Parcel ID (PID)
004-626-419

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
BathroomMain level4-Piece
SunroomMain level10' x 11'
BedroomMain level9' x 10'
WorkshopLower level6' x 10'
Laundry roomLower level11' x 12'
Recreation roomLower level11' x 25'
BedroomMain level10' x 12'
Primary BedroomMain level11' x 12'
KitchenMain level11' x 14'
Dining roomMain level11' x 15'
Living roomMain level14' x 20'

Listing Information

MLS®
1047059
Listed
August 18, 2026
Time on market
On the market for 13 days
Data last synced
August 31, 2026

Listing provided by: RE/MAX Generation · Data source: CREA DDF.

Description

Opportunity on one of Oak Bay's most convenient streets. This 1968 main-level-entry home sits on a 9,815 sq ft lot in the Henderson corridor, minutes to UVic, Camosun, Henderson Rec Centre and the golf course. The main floor is bright and move-in friendly: hardwood floors, gas fireplace, three bedrooms and a sunny sunroom. The lower level has been professionally remediated to the studs and is ready for your renovation plans. The renderings in the photos show what it could become. Priced to reflect the work, in a pocket where finished homes trade well above. Video tour available. Quick possession possible. Open house Sunday 12 to 2. (id:63159)

Values & Trends

This listing

$910/sqft

Building average

No other active listings in this building

Henderson average

$668/sqft

7 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Gonzales Point

15°C

Humidity 76%

Wind W 10 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

17,990

(2021 Census)

-0.6% since 2016

Density: 1,710.1/km²

Dwellings: 8,168

Median household income: $107,000

After-tax: $93,000

Immigrant population: 21.9%

Top countries of origin (% of total population)

  • United Kingdom7% · 1,265
  • United States of America2.9% · 515
  • China1.5% · 270
  • Germany0.9% · 155
  • South Africa, Republic of0.5% · 85
  • Netherlands0.4% · 80
  • Philippines0.4% · 75
  • Taiwan0.4% · 70

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
St. Michaels University School(Independent)K-121.1 km
Campus View ElementaryElementary1.2 km
Frank Hobbs ElementaryElementary1.5 km
Artemis Place Secondary(Independent)Secondary1.6 km
Lansdowne Middle SchoolMiddle1.6 km
Doncaster ElementaryElementary1.7 km
Mount Douglas SecondarySecondary1.8 km
Arbutus Global Middle SchoolElementary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Mac's773 m

Parks (3)

  • Gyro-Henderson Park116 m
  • Henderson Recreation Centre · 2291 Cedar Hill Cross Road203 m
  • Mount Tolmie Park753 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($104,889) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,039,110.00
Periodic payment — Principal & Interest (monthly)$6,703.99
Additional monthly expenses (strata, tax, utilities, etc.)$635.68
Total monthly cost$7,339.66
Interest paid over 5-yr term$297,811.91
Balance at end of term$934,682.81

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$104,889
Stress test qualifying rate8.09%
Payment you must qualify for$9,181.44

Cash Needed at Closing

Minimum down payment$104,889
Estimated BC PTT$23,978
Legal / closing costs (typical estimate)$1,500
Total cash needed$130,367

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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