Property Type: Detached HouseOwnership: Leasehold

17 Mary's Emerald Bay Road

Vernon, BC V1H2A7

$742,900

3 bed2 bath6 parking2,472 sqftBuilt 2007
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Property Details

Property & Lot

Sub-type
House
Stories
1.5
Lot size
0.2 acres

Ownership & Fees

Property type
Detached House
Ownership
Leasehold
Annual property tax
$0

Interior

Basement
Crawl space
Heating
Heat Pump, Forced air, See remarks
Cooling / A/C
Heat Pump
Fireplace
Yes (1)
Fireplace type
Free Standing Metal
Flooring
Mixed Flooring

Exterior & Lot

View
Lake view, Mountain view, Valley view, View of water, View (panoramic)
Waterfront
Waterfront on lake

Building

Roof
Metal, Unknown

Parking

Total spaces
6 — covered indicated
Features
Attached Garage, RV, Oversize, See Remarks, Additional Parking

Restrictions & Policies

Rentals
Not allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OfficeSecond level12'0'' x 9'5''
OtherSecond level10'8'' x 7'7''
4pc Ensuite bathSecond level12'0'' x 13'0''
Primary BedroomSecond level17'9'' x 20'4''
Mud roomMain level15'6'' x 7'5''
BedroomMain level9'0'' x 11'11''
4pc BathroomMain level13'0'' x 7'11''
BedroomMain level13'0'' x 12'3''
KitchenMain level29'0'' x 9'4''
Dining roomMain level14'6'' x 18'0''
Living roomMain level15'11'' x 18'0''

Listing Information

MLS®
10393654
Listed
July 4, 2026
Time on market
On the market for 58 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Vernon Salt Fowler · Data source: CREA DDF.

Description

Exceptional craftsmanship meets the beauty of Okanagan Lake in this one-of-a-kind custom waterfront residence. Showcasing impressive fir timber-frame construction, soaring vaulted ceilings, exposed beams, and expansive windows, the home is filled with natural light while capturing breathtaking lake and mountain views from nearly every principal living space. Designed for effortless entertaining, the open-concept main level features a chef-inspired kitchen with custom cabinetry, stone countertops, premium stainless-steel appliances, farmhouse sink, oversized island, and abundant workspace. The kitchen flows seamlessly into the dining area and spectacular great room, where a freestanding wood stove is showcased against a dramatic floor-to-ceiling natural slate feature wall, creating a warm and inviting gathering space in every season. Expansive glass doors open onto the covered lakeside deck, providing seamless indoor-outdoor living and easy access to the private dock and buoy. The main floor also offers a spacious guest bedroom, full bathroom, dedicated office, mudroom/laundry, and an oversized attached double garage with excellent room for vehicles, toys and recreational equipment. Raised garden beds and a greenhouse complete the outdoor lifestyle. Upstairs, the private owner's retreat offers a generous bedroom, spa-inspired ensuite with freestanding clawfoot tub, custom walk-in shower, walk-in closet, and a adjoining office/craft room. A spectacular rooftop deck captures panoramic mountain views and unforgettable Okanagan sunsets. Approximately 45 minutes from Silver Star Mountain Resort, this home delivers the very best of the Okanagan's four-season lifestyle. (id:63159)

Values & Trends

This listing

$301/sqft

Building average

No other active listings in this building

Okanagan North average

$298/sqft

41 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Ellison ElementaryElementary7.5 km
Okanagan Landing ElementaryElementary7.7 km
Clarence Fulton SecondaryElementary7.9 km
Alexis Park ElementaryElementary8.0 km
W.L. Seaton SecondarySecondary8.7 km
Mission Hill ElementaryElementary8.9 km
Ecole Beairsto ElementaryElementary9.1 km
Harwood ElementaryElementary9.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 6.6% ($49,290) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$594,320.00
Periodic payment — Principal & Interest (monthly)$3,834.35
Additional monthly expenses (strata, tax, utilities, etc.)$124.00
Total monthly cost$3,958.35
Interest paid over 5-yr term$170,333.82
Balance at end of term$534,592.76

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$49,290
Stress test qualifying rate8.09%
Payment you must qualify for$5,333.62

Cash Needed at Closing

Minimum down payment$49,290
Estimated BC PTT$12,858
Legal / closing costs (typical estimate)$1,500
Total cash needed$63,648

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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