Property Type: Detached HouseOwnership: Freehold

1762 Midgard Ave

Saanich, BC V8P2Y7

$1,649,900

5 bed4 bath4 parking2,557 sqftBuilt 1966
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Property Details

Property & Lot

Sub-type
House
Lot size
7,760 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,804.08

Interior

Heating
Heat Pump, Forced air
Cooling / A/C
Central air conditioning, Air Conditioned
Fireplace
Yes (1)
Appliances
Refrigerator, Range - Gas, Dishwasher, Dryer, Microwave

Exterior & Lot

Lot features
Level lot, Private setting, Rectangular

Building

Parcel ID (PID)
003-917-827

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
BathroomLower level4-Piece
StorageLower level
KitchenLower level
Living roomLower level
BedroomLower level
BedroomLower level
BedroomLower level
BathroomLower level4-Piece
Family roomLower level
BathroomSecond level2-Piece
BedroomSecond level
Primary BedroomSecond level
EnsuiteSecond level5-Piece
Dining roomMain level
KitchenMain level
Living roomMain level

Listing Information

MLS®
1044770
Listed
July 31, 2026
Time on market
On the market for 31 days
Data last synced
September 1, 2026

Listing provided by: Macdonald Realty Victoria · Data source: CREA DDF.

Description

Stunning! Executive 5bed/4bath family home steps to UVic. Fully renovated, modern and highly efficient. Updated top to bottom with high-end finishes; showstopper open-concept kitchen (36'' BlueStar gas range, 48'' fridge, custom cabinetry, quartz counters), beautiful hardwood flooring, 7-channel, 3-zone built-in speaker system. DREAM primary suite with impressive ensuite and spacious custom closet. Desirable and functional split-level home offers everyone their own space. Very low utility costs with vinyl windows, updated insulation, EV charger, HEAT PUMP and SOLAR PANEL system (Energuide rating of 18!). Bonus: 1 bedroom self contained suite easily connected to the main house or use as a mortgage helper. 2 large decks, large flat yard and a full detached workshop too! No disappointments here, this home must be seen to fully appreciate. (id:63159)

Values & Trends

This listing

$645/sqft

Building average

No other active listings in this building

Mt Tolmie average

$766/sqft

10 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

12°C

Humidity 89%

Wind NNW calm km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Campus View ElementaryElementary309 m
Mount Douglas SecondarySecondary982 m
Cedar Hill MiddleElementary996 m
Maria Montessori Academy(Independent)Elementary1.2 km
Doncaster ElementaryElementary1.3 km
St. Michaels University School(Independent)K-121.4 km
Arbutus Global Middle SchoolElementary1.5 km
Braefoot ElementaryElementary1.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Heart of Asia577 m
  • Unnamed593 m
  • The Rack Bistro · 1550 Cedar Hill Cross Road743 m
  • Laila Laila Hotpot · 1546 Cedar Hill Cross Road755 m
  • Tropical Island · 3690 Shelbourne Street762 m

Cafes (5+)

  • Noodle Box569 m
  • Phonomenal585 m
  • Tim Hortons · 3749 Shelbourne Street585 m
  • Ding Tea · 3749 Shelbourne Street612 m
  • Starbucks654 m

Grocery (4)

  • Fairway Market Shelbourne Plaza · 3651 Shelbourne Street671 m
  • SaanniSunny Asian Market · 1551 Cedar Hill Cross Road775 m
  • Thrifty Foods · 1626 McKenzie Avenue778 m
  • Bulk Barn · 3609 Shelbourne Street792 m

Parks (5+)

  • Onyx Park241 m
  • Horner Park326 m
  • Rendle Green545 m
  • Mount Tolmie Park604 m
  • Gore-Peace Memorial Park725 m

Shopping (2)

  • Shelbourne Village Square · 3749 Shelbourne Street598 m
  • Shelbourne Plaza694 m

Pharmacies (2)

  • Heart Pharmacy IDA · 3643 Shelbourne Street714 m
  • Rexall757 m

Banks & ATMs (4)

  • Vancity · 1590 Cedar Hill Cross Road619 m
  • TD · 3675 Shelbourne Street655 m
  • RBC679 m
  • Coast Capital Savings · 3750 Shelbourne Street690 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($329,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,319,920.00
Periodic payment — Principal & Interest (monthly)$8,515.68
Additional monthly expenses (strata, tax, utilities, etc.)$611.67
Total monthly cost$9,127.35
Interest paid over 5-yr term$378,292.87
Balance at end of term$1,187,272.31

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$329,980
Stress test qualifying rate8.09%
Payment you must qualify for$10,149.72

Cash Needed at Closing

Minimum down payment$329,980
Estimated BC PTT$30,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$362,478

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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