Property Type: Detached HouseOwnership: Freehold

1777 Cecil St

Crofton, BC V0R1R0

$1,049,000

5 bed4 bath10 parking3,465 sqftBuilt 1981
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Property Details

Property & Lot

Sub-type
House
Lot size
5.3 acres
Zoning
Agricultural

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,999

Interior

Heating
Baseboard heaters, Forced air
Cooling / A/C
Air Conditioned
Fireplace
None

Exterior & Lot

View
Mountain view, Ocean view
Lot features
Acreage, Level lot, Southern exposure, Other, Rectangular, Marine Oriented

Building

Parcel ID (PID)
000-626-040

Parking

Total spaces
10

Room Dimensions

RoomLevelDimensions
WorkshopOther7'11 x 12'10
StorageOther7'11 x 12'10
Utility roomOther12'10
OtherOther10'2 x 6'7
Laundry roomOther8'1 x 11'6
KitchenOther15'1 x 10'6
Family roomOther15'1
Dining roomOther15'1 x 10'11
BedroomOther10'5 x 10'9
BedroomOther13'2 x 10'8
BathroomOther11'10
BathroomOther5'10 x 8'6
Primary BedroomMain level11'11 x 11'6
OfficeMain level9'10 x 8'2
Living roomMain level18'5 x 24'8
Laundry roomMain level8'8 x 9'1
KitchenMain level14'2 x 11'4
Dining roomMain level14'9 x 12'1
BedroomMain level10'4 x 7'3
BedroomMain level9'1
EnsuiteMain level8'4 x 7'8
BathroomMain level8'3

Listing Information

MLS®
1043672
Listed
July 19, 2026
Time on market
On the market for 43 days
Data last synced
September 1, 2026

Listing provided by: Team 3000 Realty Ltd · Data source: CREA DDF.

Description

Priced below assessed value! This rare 5.3-acre ALR property offers space, income potential, and long-term upside. The spacious 5 bed, 4 bath home is ideal for extended family, multi-generational living, or mortgage-helper income, featuring a 3 bed/2 bath main level plus a 1-bed in-law/caretaker suite and a separate 1-bed + den suite on the lower level. Over $200,000 in recent updates include an upgraded septic system (two new tanks), two newer hot water tanks, updated hardwood and vinyl flooring, a newer downstairs kitchen, leaf filter guards, updated windows, siding, and deck improvements. Outside enjoy a 3-bay garage, three 30-amp RV hookups with water/septic connections, circular driveway, ample parking, a massive deck perfect for hosting, and peekaboo ocean views. Recently approved farm status may offer potential tax advantages. A rare offering — book your showing today! (id:63159)

Values & Trends

This listing

$303/sqft

Building average

No other active listings in this building

Crofton average

$474/sqft

10 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Crofton Elementary Community SchoolElementary1.3 km
Maple Bay ElementaryElementary8.1 km
Chemainus SecondaryK-128.2 km
Chemainus Elementary Community SchoolElementary8.8 km
Alex AitkenElementary8.9 km
Fernwood ElementaryElementary9.5 km
Drinkwater ElementaryElementary9.7 km
Alexander ElementaryElementary9.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.6% ($79,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$839,200.00
Periodic payment — Principal & Interest (monthly)$5,414.23
Additional monthly expenses (strata, tax, utilities, etc.)$506.25
Total monthly cost$5,920.48
Interest paid over 5-yr term$240,517.13
Balance at end of term$754,863.11

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$79,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,452.04

Cash Needed at Closing

Minimum down payment$79,900
Estimated BC PTT$18,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$100,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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