Property Type: Detached HouseOwnership: Freehold

1812 46 Avenue

Vernon, BC V1T3P5

$674,900

3 bed2 bath3 parking1,524 sqftBuilt 1991
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.17 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,153

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Exterior features
Stucco

Parking

Total spaces
3 — covered indicated
Features
Carport

Room Dimensions

RoomLevelDimensions
BedroomBasement8'10'' x 10'3''
Utility roomBasement4'3'' x 10'3''
FoyerBasement8'3'' x 10'3''
3pc BathroomBasement4'11'' x 6'11''
Laundry roomBasement' x '
Recreation roomBasement11'4'' x 20'3''
4pc BathroomMain level4'11'' x 8'3''
BedroomMain level9'9'' x 11'9''
Primary BedroomMain level10'9'' x 13'4''
Living roomMain level14'8'' x 17'3''
Dining roomMain level7' x 8'3''
KitchenMain level8'3'' x 14'3''

Listing Information

MLS®
10390842
Listed
June 11, 2026
Time on market
On the market for 81 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

Welcome to this charming and well maintained two storey home situated on a spacious 7,600 sq. ft. lot in this highly desirable Harwood neighbourhood. Offering 3 bedrooms and 2 bathrooms, this home features a functional and practical layout designed for comfortable everyday living. The main living area is located on the upper floor and includes a bright, spacious living room, adjoining dining area, and a functional galley kitchen that flows seamlessly together. Two bedrooms are located upstairs, creating a comfortable and convenient family layout. Step directly from the dining area onto the large sun deck, the perfect space for summer BBQs, outdoor dining, and entertaining family and friends. Outside, you'll find a large private fenced yard with a park like setting, offering plenty of room for children, pets, and gardening. Numerous updates throughout the home provide exceptional value and peace of mind, including a new roof and eavestroughs in 2025, removal of all Poly B plumbing, a hot water tank replaced in 2022, a newer high efficiency furnace, and central air conditioning that is only 3 years old. Ideally located within walking distance to Harwood Elementary School, public transit, shopping, parks, and walking trails, this property offers the perfect combination of convenience and lifestyle. Whether you're a first time buyer, growing family, or investor, this home presents an excellent opportunity in a fantastic location with comfort, functionality, and future potential. (id:63159)

Values & Trends

This listing

$443/sqft

Building average

No other active listings in this building

Harwood average

$395/sqft

5 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pleasant Valley Christian Academy(Independent)Elementary/Middle161 m
Harwood ElementaryElementary280 m
W.L. Seaton SecondarySecondary1.1 km
Silver Star ElementaryElementary1.3 km
Ecole Beairsto ElementaryElementary1.5 km
Alexis Park ElementaryElementary1.7 km
St James(Independent)Elementary2.0 km
Vernon SecondaryElementary2.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Eat Good Market Deli - Pineapple Express Bistro · 4511 27 Street728 m

Grocery (1)

  • Butcher Boys499 m

Parks (2)

  • Girouard Park508 m
  • Unnamed741 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($42,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$539,920.00
Periodic payment — Principal & Interest (monthly)$3,483.38
Additional monthly expenses (strata, tax, utilities, etc.)$338.75
Total monthly cost$3,822.13
Interest paid over 5-yr term$154,742.62
Balance at end of term$485,659.79

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$42,490
Stress test qualifying rate8.09%
Payment you must qualify for$4,863.01

Cash Needed at Closing

Minimum down payment$42,490
Estimated BC PTT$11,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$55,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information