Property Type: Detached HouseOwnership: Freehold

3905 26 Street

Vernon, BC V1T3J2

$579,999

2 bed1 bath2 parking1,070 sqftBuilt 1936
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.15 acres
Frontage
61 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,257

Interior

Basement
Partial, Crawl space
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Hardwood, Laminate, Linoleum

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
Laundry roomMain level9'10'' x 9'7''
4pc BathroomMain level
BedroomMain level12'9'' x 9'1''
Primary BedroomMain level11'10'' x 9'2''
Living roomMain level13'6'' x 23'2''
Dining nookMain level9'1'' x 6'10''
KitchenMain level9'1'' x 7'4''

Listing Information

MLS®
10369096
Listed
June 5, 2026
Time on market
On the market for 87 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

Charming character home offering 2 bedrooms and 1 full bathroom, perfect for first-time buyers, downsizers, or investors. Enjoy the convenience of abundant storage with a spacious 5-foot crawl space complete with built-in shelving. Outside, you'll find a fully fenced yard featuring a large garden area and more than 15 mature fruit trees, creating the perfect setting for gardeners and outdoor enthusiasts alike. A standout feature of this property is the impressive 37' x 20' detached workshop, ideal for hobbyists, mechanics, or extra storage. The shop includes a built-in workbench, oversized doors and loads of space! Located just steps from Bean to Cup, downtown amenities, shopping, restaurants, and services, this home offers both character and convenience in an excellent location. Whether you're looking for your first home, a manageable property with exceptional workshop space, or an attractive development opportunity, this unique home is not to be missed. (id:63159)

Values & Trends

This listing

$542/sqft

Building average

No other active listings in this building

Harwood average

$375/sqft

5 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

33

6/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
W.L. Seaton SecondarySecondary278 m
Ecole Beairsto ElementaryElementary513 m
Harwood ElementaryElementary771 m
St James(Independent)Elementary1.0 km
Pleasant Valley Christian Academy(Independent)Elementary/Middle1.0 km
Alexis Park ElementaryElementary1.1 km
Silver Star ElementaryElementary1.1 km
Vernon SecondaryElementary1.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Little Tex600 m
  • Yat Sen Restaurant604 m
  • Asian Avenue618 m
  • Denny's · 4201 32 Street635 m
  • Mr Mikes · 3908 32 Street649 m

Cafes (4)

  • Bean to Cup · 3903 27 Street103 m
  • Tim Hortons393 m
  • Starbucks617 m
  • Ratio Coffee and Pastry763 m

Parks (5+)

  • Macdonald Park389 m
  • Civic Memorial Park · 3003 37 Avenue487 m
  • Girouard Park660 m
  • Civic Plaza698 m
  • Unnamed700 m

Gyms (1)

  • MCK Athletics Training & Health · 3105 28 Street658 m

Pharmacies (1)

  • Shoppers Drug Mart561 m

Banks & ATMs (1)

  • Unnamed738 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 5.7% ($33,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$463,999.00
Periodic payment — Principal & Interest (monthly)$2,993.56
Additional monthly expenses (strata, tax, utilities, etc.)$242.08
Total monthly cost$3,235.65
Interest paid over 5-yr term$132,983.45
Balance at end of term$417,368.60

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$33,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,206.23

Cash Needed at Closing

Minimum down payment$33,000
Estimated BC PTT$9,600
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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