Property Type: Detached HouseOwnership: Freehold

1840 10 Street SW Unit# 1

Salmon Arm, BC V1E0H2

$829,900

4 bed3.5 bath2 parking2,680 sqftBuilt 2022
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.1 acres
Frontage
60 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$80/mo
Annual property tax
$4,690.09

Interior

Basement
Full
Heating
See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Insert
Flooring
Hardwood, Carpeted, Ceramic Tile

Exterior & Lot

Exterior features
Other

Building

Foundation
Insulated Concrete Forms
Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
KitchenMain level14'2'' x 12'1''
4pc BathroomBasement10'2'' x 7'11''
BedroomBasement13'0'' x 11'9''
BedroomBasement12'4'' x 11'10''
Family roomBasement15'9'' x 14'1''
Family roomBasement18'8'' x 15'3''
OtherBasement15'9'' x 11'6''
OtherMain level8'7'' x 5'7''
4pc Ensuite bathMain level8'7'' x 7'11''
Primary BedroomMain level13'3'' x 14'8''
Living roomMain level13'2'' x 12'8''
Dining roomMain level14'0'' x 10'4''
2pc BathroomMain level
BedroomMain level11'11'' x 7'11''
Laundry roomMain level6'6'' x 6'6''
FoyerMain level8'6'' x 5'7''

Listing Information

MLS®
10397677
Listed
August 14, 2026
Time on market
On the market for 17 days
Data last synced
August 28, 2026

Listing provided by: REMAX Shuswap · Data source: CREA DDF.

Description

HIGH-END, AFFORDABLE LIVING! With over 2,600 sq. ft. of living space, this beautifully finished 4 bedroom, 2.5-bath home offers quality construction, high-end finishes, and exceptional energy efficiency throughout. From the moment you step inside, you’ll appreciate the quality throughout, including engineered hardwood and ceramic tile flooring, custom cabinetry, quartz countertops, and 9' ceilings. The well-appointed kitchen features a large island, walk-in pantry, and all appliances included, opening to the dining and living areas where a cozy gas fireplace with custom mantel creates a warm and inviting space. The main floor features a beautiful primary bedroom with a large walk-in closet and 4-piece ensuite, a separate bedroom/den/office, convenient 2-piece bath, and custom-finished laundry room. Step from the dining area onto the covered deck, complete with a gas BBQ outlet and custom electric remote-controlled privacy screen—perfect for relaxing or entertaining while enjoying the mountain views. Downstairs, the walk-out basement offers a huge family room, two spacious bedrooms, a large 4-piece bathroom, and plenty of storage in the mechanical/storage room. Step outside to your own private backyard retreat with a second deck, sitting area, umbrella, custom stamped concrete patio, and hot tub. Additional features include an attached 21' x 21' double garage with room for two vehicles, ICF construction right to the trusses for exceptional energy efficiency, reduced heating and cooling costs, and enhanced sound insulation for a quieter, more comfortable home. A fully landscaped yard, and beautiful mountain views complete the package. Best of all, strata fees are just $80/month and include lawn care and road maintenance. Beautifully finished, energy efficient, and exceptionally well cared for...this home offers high-end living at an affordable price! (id:63159)

Values & Trends

This listing

$310/sqft

Building average

No other active listings in this building

SW Salmon Arm average

$461/sqft

14 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Population

19,432

(2021 Census)

+9.7% since 2016

Density: 125.2/km²

Dwellings: 8,517

Median household income: $75,000

After-tax: $68,000

Immigrant population: 10.2%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 460
  • United States of America1.1% · 210
  • Germany0.9% · 170
  • Netherlands0.7% · 145
  • Philippines0.7% · 140
  • Poland0.3% · 55
  • China0.3% · 55
  • India0.3% · 50

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Salmon Arm StorefrontSecondary1.3 km
J.L. Jackson SecondarySecondary2.6 km
Hillcrest ElementaryElementary2.6 km
Salmon Arm West ElementaryElementary3.1 km
Shuswap Middle SchoolMiddle3.4 km
King's Christian School(Independent)K-123.7 km
Bastion ElementaryElementary3.8 km
South Broadview ElementaryElementary3.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Grocery (1)

  • Save on Foods · 1151 10 Avenue Southwest752 m

Pharmacies (1)

  • Shoppers Drug Mart780 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 7.0% ($57,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$663,920.00
Periodic payment — Principal & Interest (monthly)$4,283.39
Additional monthly expenses (strata, tax, utilities, etc.)$604.84
Total monthly cost$4,888.23
Interest paid over 5-yr term$190,281.38
Balance at end of term$597,198.19

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$57,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,935.72

Cash Needed at Closing

Minimum down payment$57,990
Estimated BC PTT$14,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$74,088

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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