Property Type: Detached HouseOwnership: Freehold

1840 10 Street SW Unit# 9

Salmon Arm, BC V1E0H2

$828,500

4 bed3.5 bath2 parking2,484 sqftBuilt 2024
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.1 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$80/mo
Annual property tax
$4,157

Maintenance Fee Includes

Also included: Ground Maintenance, Insurance, Other, See Remarks, Reserve Fund Contributions

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Hardwood, Carpeted, Ceramic Tile

Exterior & Lot

Exterior features
Other

Building

Foundation
Insulated Concrete Forms
Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
BedroomBasement12'4'' x 11'
Full bathroomBasement10'2'' x 7'11''
Family roomBasement15'9'' x 14'1''
Dining roomMain level14' x 10'4''
FoyerMain level8'6'' x 5'7''
Laundry roomMain level6'2'' x 6'7''
4pc Ensuite bathMain level14'2'' x 7'11''
BedroomBasement13' x 11'9''
OtherBasement15'9'' x 11'6''
Family roomBasement18'8'' x 15'3''
BedroomMain level11'11'' x 7'11''
Partial bathroomMain level4'11'' x 5'3''
Primary BedroomMain level13'3'' x 14'8''
Living roomMain level13'2'' x 12'8''
KitchenMain level14'2'' x 12'1''

Listing Information

MLS®
10392841
Listed
June 29, 2026
Time on market
On the market for 63 days
Data last synced
August 28, 2026

Listing provided by: REMAX Shuswap · Data source: CREA DDF.

Description

Seller Pays the GST! Quality-built and loaded with extras, this beautiful 4-bedroom, 2.5-bath home offers exceptional value and energy efficiency. From the spacious foyer, you'll immediately appreciate the attention to detail, including engineered hardwood flooring, ceramic tile, custom cabinetry, and quartz countertops throughout. The thoughtfully designed kitchen is a chef's dream, featuring a large island, walk-in pantry, and all appliances included. The bright open-concept living room boasts 9-foot ceilings, a cozy gas fireplace, and easy access to a covered deck—perfect for relaxing or entertaining. The walk-out basement offers a huge family room, providing plenty of additional living space for family or guests. An attached 21' x 21' double garage offers ample room for vehicles and storage. Built with ICF construction to the trusses, this home is approximately 80% more energy efficient than traditional wood-frame construction, helping reduce heating and cooling costs year-round. Outside, enjoy a fully landscaped yard, beautiful mountain views, and low bare land strata fees of just $80/month, which include lawn care and road maintenance. Best of all, the seller will pay the GST, adding even more value! With no age restrictions and quality construction throughout, this is an exceptional opportunity you won't want to miss. (id:63159)

Values & Trends

This listing

$334/sqft

Building average

No other active listings in this building

SW Salmon Arm average

$459/sqft

14 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Population

19,432

(2021 Census)

+9.7% since 2016

Density: 125.2/km²

Dwellings: 8,517

Median household income: $75,000

After-tax: $68,000

Immigrant population: 10.2%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 460
  • United States of America1.1% · 210
  • Germany0.9% · 170
  • Netherlands0.7% · 145
  • Philippines0.7% · 140
  • Poland0.3% · 55
  • China0.3% · 55
  • India0.3% · 50

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Salmon Arm StorefrontSecondary1.3 km
J.L. Jackson SecondarySecondary2.5 km
Hillcrest ElementaryElementary2.5 km
Salmon Arm West ElementaryElementary3.2 km
Shuswap Middle SchoolMiddle3.3 km
King's Christian School(Independent)K-123.6 km
Bastion ElementaryElementary3.7 km
South Broadview ElementaryElementary3.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Grocery (1)

  • Save on Foods · 1151 10 Avenue Southwest774 m

Pharmacies (1)

  • Shoppers Drug Mart799 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 7.0% ($57,850) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$662,800.00
Periodic payment — Principal & Interest (monthly)$4,276.16
Additional monthly expenses (strata, tax, utilities, etc.)$550.42
Total monthly cost$4,826.58
Interest paid over 5-yr term$189,960.39
Balance at end of term$596,190.74

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$57,850
Stress test qualifying rate8.09%
Payment you must qualify for$5,926.03

Cash Needed at Closing

Minimum down payment$57,850
Estimated BC PTT$14,570
Legal / closing costs (typical estimate)$1,500
Total cash needed$73,920

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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