Property Type: Detached HouseOwnership: Freehold

1955 Foxtail Terrace

Kelowna, BC V1P1T9

$1,099,000

5 bed3 bath4 parking2,472 sqftBuilt 2019
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Property Details

Property & Lot

Sub-type
House
Style
Multi-level
Stories
2
Lot size
0.23 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,475.25

Interior

Basement
Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Tile, Laminate, Carpeted
Appliances
Refrigerator, Oven - gas, Range - Gas, Dishwasher, Washer & Dryer

Exterior & Lot

Exterior features
Stone
View
City view, Lake view, Mountain view, Valley view, View of water, View (panoramic), Unknown
Lot features
Central island, Balcony
Fencing
Chain link

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water, Irrigation District
Sewer
Municipal sewage system
Parcel ID (PID)
030-269-881

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Full bathroomAdditional Accommodation
BedroomAdditional Accommodation13'9'' x 9'8''
KitchenAdditional Accommodation10' x 13'7''
Living roomAdditional Accommodation14' x 16'1''
BedroomLower level8'3'' x 8'6''
Laundry roomMain level5' x 5'5''
4pc BathroomMain level
BedroomMain level11'1'' x 10'
BedroomMain level10'4'' x 12'
6pc Ensuite bathMain level
Primary BedroomMain level12' x 13'5''
Dining roomMain level17'4'' x 9'3''
KitchenMain level11' x 17'4''
Living roomMain level15' x 15'

Listing Information

MLS®
10396109
Listed
July 30, 2026
Time on market
On the market for 32 days
Data last synced
August 31, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Welcome to 1955 Foxtail Terrace! An exceptional freehold family home in the highly sought-after Tower Ranch community. Built by reputable Dilworth Homes and still benefiting from remaining home warranty coverage, this beautifully maintained residence offers just under 2,500 sqft of thoughtfully designed living space with stunning views and flexible living options. The main level features 3 bedrooms and 2 bathrooms, including a spacious primary suite with heated ensuite floors. The bright, open-concept living area is filled with natural light and anchored by a cozy gas fireplace. Step onto the massive covered front deck and enjoy breathtaking lake and city views. The kitchen offers quartz countertops, ample cabinetry, and direct access to the covered back patio with a gas BBQ hookup, leading to the fully fenced and irrigated backyard—perfect for kids, pets, and outdoor entertaining. Convenient main-floor laundry adds to the functional layout. Downstairs, a versatile bedroom near the entry makes a great home office or guest room, while the self-contained 1-bedroom, 1-bathroom in-law suite with a separate entrance offers excellent flexibility for extended family or mortgage-helper potential. Situated on a generous 0.23-acre freehold lot within the Tower Ranch golf community, residents enjoy access to the clubhouse and fitness facilities for just $20 per month. With incredible views, quality finishes, and a fantastic location, this home offers an exceptional Okanagan lifestyle. (id:63159)

Values & Trends

This listing

$445/sqft

Building average

No other active listings in this building

Black Mountain average

$409/sqft

48 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ellison ElementaryElementary2.8 km
Rutland ElementaryElementary3.0 km
Rutland Senior SecondaryElementary3.6 km
Rutland Middle SchoolMiddle3.6 km
South Rutland ElementaryElementary4.1 km
Pearson Road ElementaryElementary4.5 km
Aberdeen Hall Preparatory School(Independent)K-124.9 km
Belgo Elementary SchoolElementary4.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Tallgrass Park · 1935 Tallgrass Trail75 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($84,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$879,200.00
Periodic payment — Principal & Interest (monthly)$5,672.30
Additional monthly expenses (strata, tax, utilities, etc.)$580.27
Total monthly cost$6,252.57
Interest paid over 5-yr term$251,981.25
Balance at end of term$790,843.24

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$84,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,798.07

Cash Needed at Closing

Minimum down payment$84,900
Estimated BC PTT$19,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$106,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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