Property Type: Detached HouseOwnership: Freehold

251 UNION Street E

Waterloo, BC N2J1E3

$799,999

4 bed2 bath6 parking1,028 sqftBuilt 1955
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Property Details

Property & Lot

Sub-type
House
Style
Bungalow
Stories
1
Frontage
55 feet

sr2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,755

Interior

Basement
Finished, Full
Heating
Heat Pump, Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Insert
Appliances
Refrigerator, Water softener, Central Vacuum, Gas stove(s), Range - Gas, Dishwasher

Exterior & Lot

Exterior features
Brick, Aluminum siding
Lot features
Conservation/green belt, Automatic Garage Door Opener
Fencing
Partially fenced

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system
Security
Smoke Detectors

Parking

Total spaces
6 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
3pc BathroomBasement
Utility roomBasement20'10'' x 13'1''
BedroomBasement13'0'' x 13'10''
Recreation roomBasement36'11'' x 12'6''
4pc BathroomMain level
BedroomMain level8'7'' x 10'2''
BedroomMain level8'7'' x 10'11''
Primary BedroomMain level9'9'' x 14'6''
Dining roomMain level8'10'' x 12'3''
KitchenMain level9'6'' x 12'3''
Living roomMain level14'10'' x 14'10''

Listing Information

MLS®
40855282
Listed
August 13, 2026
Time on market
On the market for 33 days
Data last synced
September 15, 2026

Listing provided by: RE/MAX SOLID GOLD REALTY (II) LTD. · Data source: CREA DDF.

Description

Welcome to 251 Union St. This beautifully maintained all-brick bungalow offers the perfect blend of comfort, privacy, and natural surroundings. This home Features 3 spacious bedrooms 2 bath, this home is perfect for families, downsizers, those seeking single-level living, or investors alike. Combining timeless curb appeal with functional living space. The basement has endless opportunities from creating an in-law set up to an extra entertaining space. Step outside and discover your own backyard oasis—an ideal retreat for relaxing, entertaining, or enjoying peaceful evenings surrounded by mature landscaping. The detached two-car garage is ideal for any car enthusiast and offers ample parking for up to 6 vehicles. Providing exceptional convenience for families and guests. Nature lovers will appreciate the home's prime location, just steps from Breithaupt Park with scenic walking trails and green spaces, making it easy to enjoy outdoor recreation year-round, and a tranquil setting close to nature, this bungalow is a wonderful place to call home. Enjoy a bright and functional layout with numerous upgrades throughout, providing both style and peace of mind. Situated in a friendly neighborhood, this home is conveniently located close to schools, shopping, public transit, making everyday living easy and enjoyable. Updates include Flooring (2022) Heat Pump (2023) Furnace (2024) and many more updates You won't want to miss this one call today. (id:63159)

Values & Trends

This listing

$778/sqft

Building average

No other active listings in this building

114 - Uptown Waterloo/North Ward average

$429/sqft

31 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($55,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,999.00
Periodic payment — Principal & Interest (monthly)$4,129.06
Additional monthly expenses (strata, tax, utilities, etc.)$447.25
Total monthly cost$4,576.31
Interest paid over 5-yr term$183,425.55
Balance at end of term$575,681.17

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$55,000
Stress test qualifying rate8.09%
Payment you must qualify for$5,728.78

Cash Needed at Closing

Minimum down payment$55,000
Estimated BC PTT$14,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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