Property Type: Detached HouseOwnership: FreeholdNEW LISTING

204 Chatham Street

Nelson, BC V1L3Y9

$899,000

3 bed2 bath1,817 sqftBuilt 1901
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.19 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,018.45

Interior

Heating
Forced air, See remarks
Fireplace
None
Flooring
Tile, Hardwood, Mixed Flooring

Exterior & Lot

Lot features
Cul-de-sac, Private setting, Corner Site

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
011-709-634

Parking

Features
Offset

Room Dimensions

RoomLevelDimensions
OtherBasement8'11'' x 13'6''
Dining nookSecond level8'11'' x 9'5''
SunroomSecond level6'7'' x 10'6''
BedroomSecond level9'1'' x 9'7''
3pc BathroomSecond level6'11'' x 7'9''
BedroomSecond level11'3'' x 12'4''
Primary BedroomSecond level11'4'' x 13'5''
FoyerMain level6' x 13'
DenMain level13'4'' x 13'10''
Mud roomMain level5'2'' x 5'3''
5pc BathroomMain level7'5'' x 11'5''
Living roomMain level12'5'' x 21'
KitchenMain level11'5'' x 13'3''

Listing Information

MLS®
10398930
Listed
August 28, 2026
Time on market
On the market for 3 days
Data last synced
September 1, 2026

Listing provided by: Fair Realty (Nelson) · Data source: CREA DDF.

Description

Tucked away on a big, fenced, lush corner lot in lower Fairview, this quintessential heritage home offers the best of both worlds: tranquil, private living though just steps from everything Nelson has to offer. A short stroll takes you to the park, the beach, the mall, and downtown, making this one of the most walkable, centrally located addresses in the city. This 3-4 bed, 2-bath home blends heritage charm with modern peace of mind. Numerous upgrades over the years include updated plumbing, electrical, new induction oven and eco-conscious refits. Featuring beautiful ceilings in the living room and den, a dreamy covered deck off the living room, bay window dining area, hardwood floors, tile in the kitchen and lower bathroom, an original claw foot tub. The basement offers lots of storage plus a bonus hobby room/ bed/ office. Step outside to discover the true heart of this oasis lot a gorgeous, peaceful, private yard spanning three city lots feels like your own slice of nature in the city. Offering a mature, thriving landscape of flowering bushes, an organic vegetable garden, a grape arbour, currants, raspberries, and rhubarb, herbs and numerous fruit and nut trees: 2 plum, 2 cherry, 4 apple, and 2 walnut trees. Additional practical features include a garden and tool shed and off-street parking. This home offers real personality, intuitive floorplan, extensive outdoor space, and an unbeatable central location. Come experience the tranquility and charm of this gem for yourself. No presentation of offers until Wednesday, September 2, 2026 @ 4 p.m. (id:63159)

Values & Trends

This listing

$495/sqft

Building average

No other active listings in this building

Nelson average

$480/sqft

82 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 65%

Wind E 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

11,106

(2021 Census)

+5.1% since 2016

Density: 930.9/km²

Dwellings: 5,314

Median household income: $72,500

After-tax: $65,500

Immigrant population: 15.1%

Top countries of origin (% of total population)

  • United States of America3.5% · 390
  • United Kingdom3.3% · 365
  • Philippines0.8% · 85
  • Germany0.6% · 65
  • Italy0.6% · 65
  • India0.5% · 55
  • Netherlands0.4% · 40
  • South Africa, Republic of0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

52

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Hume Elementary SchoolElementary376 m
L V Rogers SecondarySecondary840 m
Secondaire de NelsonSecondary840 m
South Nelson ElementaryElementary1.1 km
St Joseph School(Independent)Elementary/Middle1.2 km
Trafalgar Middle SchoolMiddle1.2 km
WildflowerElementary/Middle1.3 km
ReachSecondary1.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Unnamed761 m

Cafes (2)

  • Starbucks199 m
  • Java342 m

Grocery (4)

  • Safeway · 211 Anderson Street212 m
  • Save-On-Foods · 1200 Lakeside Drive329 m
  • Walmart Supercentre456 m
  • Kootenay co-op · 777 Vernon Street796 m

Parks (4)

  • Gyro Park399 m
  • Lakeside Park578 m
  • Queen Elizabeth Park613 m
  • NDCC park793 m

Shopping (1)

  • Unnamed · 1150 Simpson Road386 m

Pharmacies (2)

  • Shoppers Drug Mart369 m
  • Walmart Pharmacy · 1000 Lakeside Drive458 m

Banks & ATMs (1)

  • Unnamed211 m

Nearby places data: © OpenStreetMap contributors.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,200.00
Periodic payment — Principal & Interest (monthly)$4,640.03
Additional monthly expenses (strata, tax, utilities, etc.)$509.20
Total monthly cost$5,149.24
Interest paid over 5-yr term$206,124.79
Balance at end of term$646,922.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,413.94

Cash Needed at Closing

Minimum down payment$64,900
Estimated BC PTT$15,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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