Property Type: Condo / ApartmentOwnership: Strata

411 99 Chapel St

Nanaimo, BC V9R5H3

$564,900

2 bed2 bath2 parking1,063 sqftBuilt 2009
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Property Details

Property & Lot

Sub-type
Apartment
Zoning
Multi-Family

DT5

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$492/mo
Annual property tax
$3,545

Interior

Heating
Heat Pump, Baseboard heaters, Electric
Cooling / A/C
Air Conditioned
Fireplace
None

Exterior & Lot

View
Mountain view

Parking

Total spaces
2 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level10'6 x 12'4
Living roomMain level14'11 x 14'9
KitchenMain level9'1 x 9'6
EnsuiteMain level5-Piece
Dining roomMain level8'4 x 8'3
DenMain level7'0 x 8'5
BedroomMain level9'9 x 10'0
BathroomMain level3-Piece

Listing Information

MLS®
1039507
Listed
June 5, 2026
Time on market
On the market for 87 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Nanaimo Realty (NanIsHwyN) · Data source: CREA DDF.

Description

Welcome to this beautiful 2 bedroom plus den top-floor unit in the popular Studio NA! This bright, open floor plan offers a generous living and dining area framed by large windows. The south-facing balcony has a view of Mount Benson and overlooks a manicured courtyard. The kitchen features granite counters, ample cupboards, a modern tile backsplash and stainless appliances. A dedicated laundry room off the kitchen adds extra storage and shelving. Both bedrooms are comfortable in size and sit on either side of the living room for added privacy. The primary 5 pce ensuite boasts a soaker tub, while the main bath offers a walk-in shower, both with tiled flooring and stone counters. A newly installed heat pump provides year-round comfort. Includes 2 underground parking stalls and a storage unit. This pet friendly building is in a vibrant location and is just a short walk to the waterfront, unique shops, restaurants, the Old Quarter, and all the great things downtown Nanaimo has to offer. (id:63159)

Values & Trends

This listing

$531/sqft

Building average

$543/sqft

2 active listing(s)

Old City average

$556/sqft

30 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

78

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pauline Haarer ElementaryElementary394 m
Fairview ElementaryElementary1.3 km
Bayview ElementaryElementary1.6 km
Brechin ElementaryElementary1.7 km
Georgia Avenue ElementaryElementary1.8 km
Secondaire de NanaimoSecondary1.9 km
Nanaimo District SecondarySecondary1.9 km
John Barsby SecondarySecondary2.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Melange Restaurant · 223 Commercial Street48 m
  • The Green Olive By Old City · 150 Skinner Street60 m
  • Brix + Mortar Socialhouse · 234 Commercial Street76 m
  • Top Notch Burgers85 m
  • The View Oceanside Grill · 70 Church Street91 m

Cafes (5+)

  • Modern Café · 221 Commercial Street63 m
  • Ironworks Café & Crêperie · 200 Commercial Street95 m
  • Tea on the Quay · 90 Front Street193 m
  • Javawocky Coffee House194 m
  • Gabriel's Gourmet Cafe · 39 Commercial Street263 m

Grocery (3)

  • The Green Store: Discount Organic · 256 Wallace Street220 m
  • ManLee Oriental · 385 Terminal Avenue269 m
  • Thrifty Foods · 650 Terminal Avenue475 m

Parks (5+)

  • Dallas Square Park · 85 Front Street90 m
  • Catherine Gisborne Garden131 m
  • Anchor Way Park · 20 Anchor Way149 m
  • Bastion Square Park · 94 Front Street158 m
  • Lions Square Park · 280 Wallace Street218 m

Shopping (2)

  • Port Place Shopping Centre · 650 Terminal Avenue468 m
  • London Drugs · 650 Terminal Avenue474 m

Gyms (3)

  • Kind Society Yoga173 m
  • Force Boxing & Fitness · 165 Fraser Street203 m
  • Iyengar Yoga Nanaimo · 335 Wesley Street395 m

Pharmacies (2)

  • Wallace Pharmacy284 m
  • Central Drugs502 m

Banks & ATMs (5+)

  • Royal Bank of Canada · 205 Commercial Street96 m
  • Coastal Community Credit Union · 59 Wharf Street200 m
  • Scotiabank · 65 Commercial Street235 m
  • Scotiabank · 65 Commercial Street239 m
  • CIBC · 650 Terminal Avenue433 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 5.6% ($31,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$451,920.00
Periodic payment — Principal & Interest (monthly)$2,915.63
Additional monthly expenses (strata, tax, utilities, etc.)$840.69
Total monthly cost$3,756.32
Interest paid over 5-yr term$129,521.57
Balance at end of term$406,503.50

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$31,490
Stress test qualifying rate8.09%
Payment you must qualify for$4,101.74

Cash Needed at Closing

Minimum down payment$31,490
Estimated BC PTT$9,298
Legal / closing costs (typical estimate)$1,500
Total cash needed$42,288

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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