220 Fulford-Ganges Rd
Salt Spring, BC V8K2K7
$795,000
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 1.5 acres
- Zoning
- Agricultural
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,114
Interior
- Heating
- Baseboard heaters, Wood
- Cooling / A/C
- None
- Fireplace
- Yes (1)
Parking
- Total spaces
- 6 — uncovered indicated
- Features
- Stall
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Studio | Other | — |
| Bathroom | Main level | 4-Piece |
| Bedroom | Main level | — |
| Bedroom | Main level | — |
| Bedroom | Main level | — |
| Kitchen | Main level | — |
| Dining room | Main level | — |
| Living room | Main level | — |
Listing Information
- MLS®
- 1042350
- Listed
- July 10, 2026
- Time on market
- On the market for 52 days
- Data last synced
- August 28, 2026
Listing provided by: RE/MAX Salt Spring · Data source: CREA DDF.
Description
Ganges! Home and Studio on one and half acres. No need for a vehicle, Walk the Ganges Village for work, shopping and play. This arable 1.5 acres is on Maxwell lake Community Water and Ganges Sewer. The Main house has three bedrooms, large living room, Dinning room, three bedroom and a four peace bathroom. Lots of storage in the six foot tall basement. Lots of possibilities for the 448 square foot Studio. (id:63159)
Values & Trends
This listing
$503/sqft
Building average
—
No other active listings in this building
Salt Spring average
$763/sqft
81 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Duncan
15°C
—
Humidity 82%
Wind NNW calm km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
59
8/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Salt Spring Elementary | Elementary | 514 m |
| Gulf Islands Secondary | Secondary | 735 m |
| Phoenix Place | Secondary | 749 m |
| Fernwood Elementary | Elementary | 7.0 km |
| Crofton Elementary Community School | Elementary | 10.5 km |
| Maple Bay Elementary | Elementary | 11.6 km |
| Galiano Community School | Elementary | 12.9 km |
| Queen of Angels School(Independent) | Elementary/Middle | 14.6 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (5+)
- Buzzy's Luncheonette307 m
- Del Vecchio Pasta - Pasta Fresca322 m
- Arigato Sushi322 m
- Saltspring Wok Bar324 m
- Cassette Cafe and Dive Bar · 106 Lower Ganges Road364 m
Cafes (5+)
- BEACHSiDE Cafe · 163 Fulford-Ganges Road256 m
- Barb's Bakery & Bistro308 m
- Heart & Bone Provisions327 m
- Salt Spring Coffee335 m
- T.J. Beans379 m
Grocery (1)
- Thrifty Foods · 114 Purvis Lane484 m
Parks (5+)
- Heiwa Peace Park224 m
- Salt Spring Lions Commemorative Bike Park289 m
- Cudmore Height Park and Wilkie Way327 m
- Unnamed330 m
- Centennial Park375 m
Shopping (2)
- Grace Point Square478 m
- Moaut's Seaside Shops526 m
Gyms (1)
- Ganges Yoga Studio415 m
Pharmacies (1)
- Pharmasave356 m
Banks & ATMs (4)
- BMO Nesbitt Burns · Fulford-Ganges Road291 m
- Island Savings349 m
- CIBC427 m
- BMO465 m
Nearby places data: © OpenStreetMap contributors.
School district: Gulf Islands (SD64)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.9% ($54,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.