421 Mt. Belcher Hts
Salt Spring, BC V8K2J5
$825,000
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 0.79 acres
- Zoning
- Unknown
RU1
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,043.05
Interior
- Heating
- Baseboard heaters, Electric, Wood
- Cooling / A/C
- None
- Fireplace
- Yes (1)
Parking
- Total spaces
- 3 — uncovered indicated
- Features
- Stall
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Laundry room | Lower level | 11' x 11' |
| Workshop | Lower level | 16' x 10' |
| Bedroom | Lower level | 11' x 10' |
| Recreation room | Lower level | 11' x 19' |
| Bedroom | Second level | 10' x 14' |
| Bathroom | Main level | 4-Piece |
| Primary Bedroom | Second level | 12' x 14' |
| Balcony | Second level | 4' x 14' |
| Balcony | Main level | 8' x 22' |
| Kitchen | Main level | 12' x 11' |
| Dining room | Main level | 7' x 11' |
| Living room | Main level | 20' x 20' |
| Entrance | Main level | 5' x 6' |
Listing Information
- MLS®
- 1037635
- Listed
- May 29, 2026
- Time on market
- On the market for 95 days
- Data last synced
- August 28, 2026
Listing provided by: Royal LePage Duncan Realty Salt Spring Island · Data source: CREA DDF.
Description
A rare Salt Spring A-frame tucked into a lush, private pocket of forest just minutes from town. This 3-bedroom home blends West Coast character with an established edible and ornamental landscape: over 2,000 sq ft of deer-fenced gardens, 9 fruit trees,10 varieties of native berries, mature rhododendrons, ferns and a seasonal creek. The setting feels both cultivated and wild with forest trails nearby, sunny clearings, and a hot tub tucked among the trees with an ocean glimpse where you can watch the ferries pass. A generous elevated deck expands the living space outdoors, while the home offers warm A-frame charm with high ceilings, wood paneling, and exposed beams. Recent upgrades, including a newer roof, add peace of mind, while two living rooms, a large workshop, greenhouse/garden infrastructure, and additional outbuildings offer space for tools, projects, or creative use. Unmistakably West Coast, this is a property for anyone seeking privacy, character, and a true island lifestyle. (id:63159)
Values & Trends
This listing
$433/sqft
Building average
—
No other active listings in this building
Salt Spring average
$764/sqft
81 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Duncan
15°C
—
Humidity 82%
Wind NNW calm km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
4
1/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Salt Spring Elementary | Elementary | 1.6 km |
| Phoenix Place | Secondary | 1.7 km |
| Gulf Islands Secondary | Secondary | 1.7 km |
| Fernwood Elementary | Elementary | 7.9 km |
| Crofton Elementary Community School | Elementary | 10.4 km |
| Maple Bay Elementary | Elementary | 10.8 km |
| Galiano Community School | Elementary | 13.6 km |
| Queen of Angels School(Independent) | Elementary/Middle | 13.8 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Parks (4)
- Unnamed596 m
- Unnamed700 m
- Cudmore Height Park and Wilkie Way772 m
- Unnamed778 m
Nearby places data: © OpenStreetMap contributors.
School district: Gulf Islands (SD64)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.0% ($57,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.