Property Type: Detached HouseOwnership: Freehold

2221 Tarn Pl

Duncan, BC V9L5E7

$1,899,000

3 bed3 bath5 parking3,141 sqftBuilt 1995
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Property Details

Property & Lot

Sub-type
House
Lot size
1 acres
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$11,117

Interior

Heating
Heat Pump, Natural gas, Other
Cooling / A/C
Wall unit, Air Conditioned
Fireplace
Yes (2)

Exterior & Lot

View
Lake view, Mountain view
Waterfront
Waterfront on lake

Parking

Total spaces
5

Room Dimensions

RoomLevelDimensions
OtherAuxiliary Building11'7
PatioMain level
EnsuiteMain level5-Piece
Primary BedroomMain level32'9 x 16'11
BedroomMain level13'3 x 10'10
BathroomMain level3-Piece
OfficeMain level10'6 x 10'2
Sitting roomMain level14'2 x 15'11
Living roomMain level19'4 x 25'3
EntranceMain level17'0 x 8'10
BedroomSecond level16'5 x 18'8
StorageSecond level18'8 x 20'2
StorageMain level9'10 x 13'10
Laundry roomMain level6'6 x 7'2
BathroomMain level2-Piece
KitchenMain level31'10

Listing Information

MLS®
1038067
Listed
May 25, 2026
Time on market
On the market for 98 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (NA) · Data source: CREA DDF.

Description

Nestled on the pristine shores of Quamichan Lake, this unparalleled waterfront estate offers breathtaking beauty and unmatched privacy, on 1 acre of meticulously landscaped grounds. With its own private dock, tranquil pond, butchard like gardens, and stunning lake views. The custom rancher-style home with bonus room above the triple-car garage. Designed for comfort and elegance, the residence features in-floor radiant heating throughout, including the garage. The gourmet kitchen captures spectacular views of lush gardens and shimmering lake. The dining and living rm boasts vaulted ceilings and a cozy gas-burning fireplace, while an inviting sitting room with an additional fireplace provides the perfect retreat. Primary suite occupies its own private wing and offers incredible lake views, a large walk-in closet, and 5 p ensuite. Outside, greenhouse, detached workshop, and garden shed. A truly spectacular waterfront masterpiece where timeless elegance meets natural beauty. (id:63159)

Values & Trends

This listing

$605/sqft

Building average

No other active listings in this building

East Duncan average

$467/sqft

72 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

11°C

Humidity 95%

Wind SW 2 km/h

Today

21°

Tonight

14°

Wednesday

16°

Wednesday night

12°

Thursday

16°

Thursday night

11°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Alex AitkenElementary1.1 km
Alexander ElementaryElementary1.3 km
Queen of Angels School(Independent)Elementary/Middle1.4 km
Quamichan SchoolSecondary1.5 km
Duncan Christian School(Independent)K-121.6 km
Des CascadesElementary2.4 km
Cowichan Open SchoolSecondary2.9 km
Cowichan Valley Open Learning Co-OpSecondary2.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($379,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,519,200.00
Periodic payment — Principal & Interest (monthly)$9,801.36
Additional monthly expenses (strata, tax, utilities, etc.)$1,083.42
Total monthly cost$10,884.78
Interest paid over 5-yr term$435,407.09
Balance at end of term$1,366,525.31

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$379,800
Stress test qualifying rate8.09%
Payment you must qualify for$11,682.12

Cash Needed at Closing

Minimum down payment$379,800
Estimated BC PTT$35,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$417,280

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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