Property Type: Detached HouseOwnership: Freehold

2821 Ortona Rd

Duncan, BC V9L3W8

$1,350,000

3 bed2 bath6 parking2,216 sqftBuilt 1971
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Property Details

Property & Lot

Sub-type
House
Lot size
1 acres
Zoning
Residential

R1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,368.81

Interior

Heating
Heat Pump, Forced air
Cooling / A/C
Air Conditioned
Fireplace
Yes (2)

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
KitchenSecond level9'7 x 15'7
BathroomSecond level4-Piece
BedroomSecond level10'7 x 11'3
Primary BedroomSecond level14'0 x 11'9
BedroomSecond level9'3 x 9'11
Living roomSecond level15'2 x 18'5
Dining roomSecond level9'10 x 10'1
StorageMain level18'3 x 7'3
PatioMain level25'4 x 12'3
PatioMain level9'9 x 16'4
PorchMain level6'1 x 37'7
Wine CellarMain level6'3 x 16'5
EntranceLower level10'2 x 10'2
BathroomLower level4-Piece
Laundry roomLower level13'1 x 19'7
Family roomLower level14'0 x 18'1
OfficeLower level9'8 x 12'5

Listing Information

MLS®
1036689
Listed
May 14, 2026
Time on market
On the market for 110 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Duncan Realty · Data source: CREA DDF.

Description

Incredible 1 acre development property backing onto $1.5 Billion Cowichan District Hospital & located within the Bell McKinnon Local Area Plan. Hospital opening 2027. BMLAP designates the entire Property as ''Residential Med (RM)'' promoting 2-3 storey townhouses and duplex/triplex development. Current 3 bed 2 bath home. Walk in closet in primary bedroom. 2 gas fireplaces, 2 livng rooms with walk out deck and or patios areas. Detached garage/workshop, tool shed and garden shed. Yard boasts large vegetable garden, heritage maple, Japanese plum, Fig, Barlett pear, Free stone peach, Golden plum, Quince, Kiwi trees plus grapes and rhubarb. Will be connected to sewer soon. Buy now for development, invest in a rental and future development profits, or purchase an exquisitely maintained home. Generator, AC, 15'x16' deck, fenced and gated patio. Must see! Buyer to do due diligence re: dev & sub.div. (id:63159)

Values & Trends

This listing

$609/sqft

Building average

No other active listings in this building

East Duncan average

$467/sqft

72 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

10°C

Humidity 95%

Wind SW calm km/h

Today

21°

Tonight

14°

Wednesday

16°

Wednesday night

12°

Thursday

16°

Thursday night

11°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Drinkwater ElementaryElementary2.1 km
Alex AitkenElementary2.4 km
Ecole Mount Prevost ElementaryElementary2.6 km
Cowichan Valley Open Learning Co-OpSecondary3.0 km
Cowichan Open SchoolSecondary3.0 km
Queen Margaret's(Independent)K-123.1 km
Quamichan SchoolSecondary3.2 km
Alexander ElementaryElementary3.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($110,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,080,000.00
Periodic payment — Principal & Interest (monthly)$6,967.79
Additional monthly expenses (strata, tax, utilities, etc.)$641.73
Total monthly cost$7,609.53
Interest paid over 5-yr term$309,531.10
Balance at end of term$971,463.49

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$110,000
Stress test qualifying rate8.09%
Payment you must qualify for$9,535.17

Cash Needed at Closing

Minimum down payment$110,000
Estimated BC PTT$25,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$136,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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