Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

4890 Wilson Rd

Duncan, BC V9L6L5

$1,449,900

4 bed2 bath9 parking3,070 sqftBuilt 1919
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Property Details

Property & Lot

Sub-type
House
Style
Character
Lot size
5.89 acres
Zoning
Agricultural

A1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,488

Interior

Heating
Forced air, Oil
Cooling / A/C
None
Fireplace
Yes (4)

Exterior & Lot

View
Mountain view
Lot features
Acreage, Level lot, Southern exposure, Other

Building

Parcel ID (PID)
002-969-165

Parking

Total spaces
9

Room Dimensions

RoomLevelDimensions
KitchenOther
BedroomOther13'11 x 11'6
BathroomSecond level4-Piece
BedroomSecond level10'3 x 15'7
BedroomSecond level16'7 x 14'2
OtherSecond level17'6 x 9'10
EntranceMain level22'1 x 8'9
StorageMain level11'10 x 8'1
Primary BedroomMain level13'8 x 16'1
Laundry roomMain level7'9 x 6'7
Dining roomMain level14'5 x 12'4
KitchenMain level19'3 x 12'2
OtherMain level7'6 x 14'8
Living roomMain level15'11 x 19'8
BathroomMain level4-Piece

Listing Information

MLS®
1047905
Listed
August 26, 2026
Time on market
On the market for 5 days
Data last synced
August 31, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

A rare opportunity to own a fully fenced hobby farm with gated driveway access and exceptional infrastructure. The charming 1919 character home offers high ceilings, original fir floors, cedar shake siding & a stunning 2022 farmhouse kitchen with quartz counters, soft-close cabinetry & tongue-and-groove pine ceilings. The 3 bed + den layout includes a spacious primary suite with French doors to a covered porch, + 2 baths with clawfoot tub & walk-in shower. The land is a gardener’s dream—apples, pears, cherries, figs, peaches, grapes, pawpaws, berries, asparagus, mushrooms and more. The property also features a separate 1-bedroom cabin with IKEA kitchen, propane & baseboard heat, ideal for guests, rental income, or future expansion. A 3-stall barn, large shop with 13-ft high door & city water, chicken coop, woodshed, and pond add versatility. Two 70-ft powered hoop houses grow citrus & exotics, supported by 2 irrigation wells and micro-irrigation. A turnkey homestead ready to thrive. (id:63159)

Values & Trends

This listing

$472/sqft

Building average

No other active listings in this building

Cowichan Station/Glenora average

$934/sqft

7 active listing(s)

Parking: 9 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Noorunissa Montessori Academy of Canada(Independent)Elementary1.2 km
Des CascadesElementary3.1 km
Sunrise Waldorf School(Independent)Elementary/Middle3.5 km
Duncan Christian School(Independent)K-123.8 km
Queen of Angels School(Independent)Elementary/Middle3.8 km
Alexander ElementaryElementary4.4 km
Quamichan SchoolSecondary4.4 km
Khowhemun ElementaryElementary4.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($119,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,159,920.00
Periodic payment — Principal & Interest (monthly)$7,483.41
Additional monthly expenses (strata, tax, utilities, etc.)$528.00
Total monthly cost$8,011.41
Interest paid over 5-yr term$332,436.41
Balance at end of term$1,043,351.79

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$119,990
Stress test qualifying rate8.09%
Payment you must qualify for$10,226.54

Cash Needed at Closing

Minimum down payment$119,990
Estimated BC PTT$26,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$148,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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