Property Type: Detached HouseOwnership: Freehold

421 BAIRSTOW Crescent

Waterloo, BC N2K2H7

$575,000

3 bed2 bath2 parking1,621 sqft
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
2
Frontage
30 feet

MD

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,987

Interior

Basement
Finished, Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Stove, Dryer

Exterior & Lot

Exterior features
Brick, Aluminum siding
Lot features
Visual exposure, In-Law Suite

Building

Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
2 — uncovered indicated
Features
Open

Room Dimensions

RoomLevelDimensions
KitchenMain level8'4'' x 12'1''
3pc BathroomLower level
4pc BathroomSecond level
Recreation roomLower level9'4'' x 18'0''
BedroomSecond level9'5'' x 9'3''
BedroomSecond level13'0'' x 10'3''
BedroomSecond level9'5'' x 12'1''

Listing Information

MLS®
40857926
Listed
August 24, 2026
Time on market
On the market for 21 days
Data last synced
September 15, 2026

Listing provided by: RE/MAX Real Estate Centre Inc. · Data source: CREA DDF.

Description

Welcome Home to this amazing SEMI-DETACHED(freehold) house in amazing location of Waterloo. This bright, open-concept home is perfect for family living and investment. It features a stylish kitchen with a large island and backyard access. A generously sized island serves as a versatile hub for casual dining, meal prep, and morning coffee, all beautifully tied together by an eye-catching backsplash. Upstairs offers three bedrooms decent sized and a 4 piece washroom. The finished basement(SEPRATE ENTRANCE) with a kitchenette and Washroom ideal for in-law suite or rent. There are lots of updates that includes Furnace(2025), Paint(2025), Electrical(2026). It's located near highways, University of Waterloo, Conestoga Mall, Shopping, RIM Park, Highway 85, St. Jacobs Farmers’ Market and much more. (id:63159)

Values & Trends

This listing

$355/sqft

Building average

No other active listings in this building

120 - Lexington/Lincoln Village average

$431/sqft

22 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 5.7% ($32,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$460,000.00
Periodic payment — Principal & Interest (monthly)$2,967.76
Additional monthly expenses (strata, tax, utilities, etc.)$329.92
Total monthly cost$3,297.68
Interest paid over 5-yr term$131,837.32
Balance at end of term$413,771.49

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$32,500
Stress test qualifying rate8.09%
Payment you must qualify for$4,171.64

Cash Needed at Closing

Minimum down payment$32,500
Estimated BC PTT$9,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$43,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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