Property Type: Detached HouseOwnership: Freehold

230 Sunshine Valley Road

Clearwater, BC V0E1N2

$924,900

3 bed2 bath1 parking2,012 sqftBuilt 1999
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
4.37 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,400

Interior

Heating
Forced air, See remarks
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Wood, Mixed Flooring

Exterior & Lot

Exterior features
Wood

Building

Roof
Metal, Unknown

Parking

Total spaces
1 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Family roomLower level10' x 12'
DenLower level8' x 11'
BedroomLower level11' x 12'
BedroomLower level9' x 12'
Full bathroomMain level
Full ensuite bathroomSecond level
Primary BedroomSecond level24' x 24'
Laundry roomMain level3' x 6'
Living roomMain level13' x 25'
Dining roomMain level7' x 10'
KitchenMain level13' x 18'

Listing Information

MLS®
10394580
Listed
July 15, 2026
Time on market
On the market for 47 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Westwin Realty · Data source: CREA DDF.

Description

Welcome to this exceptional turnkey horse property located in the highly sought-after Sunshine Valley, offering 4.37 fully fenced acres with a custom-built home, luxury equestrian facilities, offering a peaceful country lifestyle just minutes from amenities. The custom 3 bedroom + den home features a bright open-concept main floor with a spacious kitchen, dining, & living area highlighted by soaring vaulted ceilings & a cozy wood-burning fireplace. Also on the main level are a full bathroom & convenient laundry space. The upper loft is dedicated to the private primary retreat, complete with expansive closet area & ensuite bathroom. The lower level offers 2 additional bedrooms, den, & a family room. The double garage has been partially converted to living space but could easily be restored to a full garage if desired. Enjoy outdoor living from the custom-built decks on both sides of the home, perfect for taking in the surrounding views. The home is efficiently heated by a wood boiler system. Equestrians will appreciate the impressive 36' x 48' luxury barn featuring 3 horse stalls, wash rack, insulated tack room, feed room, hay storage for approximately 300 square bales, & additional storage space. The property is fully fenced and thoughtfully designed with 7 paddocks, 2 turnout areas, & a riding arena, making it truly move-in ready for both you and your horses. Additional features include extra storage & a separate fully serviced area ideal for an RV or future possibilities. (id:63159)

Values & Trends

This listing

$460/sqft

Building average

No other active listings in this building

Clearwater average

$394/sqft

38 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

19°C

Humidity 61%

Wind N 5 km/h

Tonight

Tuesday

26°

Tuesday night

11°

Wednesday

22°

Wednesday night

11°

Thursday

16°

Source: Environment and Climate Change Canada.

Population

2,388

(2021 Census)

+2.8% since 2016

Density: 42.9/km²

Dwellings: 1,145

Median household income: $68,000

After-tax: $62,000

Immigrant population: 6.6%

Top countries of origin (% of total population)

  • United States of America1.7% · 40
  • United Kingdom1.3% · 30
  • Netherlands0.8% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Clearwater SecondaryElementary3.8 km
Raft River ElementaryElementary5.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($67,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$739,920.00
Periodic payment — Principal & Interest (monthly)$4,773.71
Additional monthly expenses (strata, tax, utilities, etc.)$467.67
Total monthly cost$5,241.38
Interest paid over 5-yr term$212,063.20
Balance at end of term$665,560.43

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$67,490
Stress test qualifying rate8.09%
Payment you must qualify for$6,593.18

Cash Needed at Closing

Minimum down payment$67,490
Estimated BC PTT$16,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$85,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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