Property Type: Detached HouseOwnership: Freehold

232 2nd St

Courtenay, BC V9N1B7

$1,030,000

4 bed4 bath4 parking2,553 sqftBuilt 2012
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Property Details

Property & Lot

Sub-type
House
Lot size
4,792 square feet
Zoning
Residential

R-. SSMUH

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$8,348.89

Interior

Heating
Heat Pump, Electric
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

Lot features
Central location, Level lot, Other

Building

Parcel ID (PID)
004-114-574

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
StorageMain level9'9
Primary BedroomSecond level13'4 x 14'11
Living roomOther9'3 x 15'3
Living roomMain level15'5 x 14'1
Laundry roomOther
Laundry roomMain level8'8 x 6'4
KitchenOther9'3
KitchenMain level13'3 x 15'3
EntranceOther
EntranceMain level7'10
EnsuiteSecond level3-Piece
Dining roomMain level13'5 x 12'11
BedroomOther11'3 x 10'11
BedroomSecond level9'1 x 11'7
BedroomSecond level12'4
BathroomOther3-Piece
BathroomSecond level4-Piece
BathroomMain level2-Piece

Listing Information

MLS®
1039505
Listed
June 5, 2026
Time on market
On the market for 87 days
Data last synced
August 29, 2026

Listing provided by: eXp Realty (CR) · Data source: CREA DDF.

Description

There are neighbourhoods… and then there’s The Old Orchard—where tree-lined streets, heritage charm, and a true sense of community still matter. Tucked just steps from downtown Courtenay the Puntledge River, and local gathering spots like Gladstone’s, this property offers not just a home—but a way of life. Built just 14 years ago, this quality-crafted residence masterfully blends timeless character with modern design. The main home features 3 bedrooms, 2.5+ bathrooms, and a spacious open-concept layout that invites both relaxed living and effortless entertaining. At the heart of the home, the kitchen stands proud with rich espresso cabinetry, stainless steel appliances, and an impressive 7’8” island—where conversations linger long after the meal is done. Warm bamboo hardwood and tile flooring flow throughout the main level, while thoughtful upgrades like a high-efficiency heat pump (2024), hot water on demand, and a new fridge (2025) ensure comfort and peace of mind. A dedicated office or den just off the dining area offers flexibility for work or quiet retreat. Upstairs, the primary suite is a true sanctuary, complete with heated tile floors in the ensuite and not one—but two walk-in closets. Every detail here speaks to both function and comfort. Step outside and the value continues. A detached garage provides ample parking, storage, and workshop space, while above it sits a beautifully finished 540 sqft legal 1-bedroom carriage house—freshly painted in 2026 and complete with its own laundry. Whether for extended family, guests, or as a smart mortgage helper, this space opens doors. The landscaped rock garden, expansive driveway, and full crawl space storage beneath the home add even more practicality to this already compelling package. This is the kind of property that doesn’t come along often—versatile, thoughtfully designed, and rooted in one of Courtenay’s most walkable and beloved neighbourhoods. (id:63159)

Values & Trends

This listing

$403/sqft

Building average

No other active listings in this building

Courtenay City average

$551/sqft

30 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mostly Cloudy

16°C

Mostly Cloudy

Humidity 72%

Wind W 4 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

28,420

(2021 Census)

+10.8% since 2016

Density: 876.6/km²

Dwellings: 13,414

Median household income: $72,000

After-tax: $65,500

Immigrant population: 13.6%

Top countries of origin (% of total population)

  • United Kingdom3.9% · 1,105
  • United States of America1.3% · 370
  • Germany1.1% · 300
  • Philippines1% · 290
  • Viet Nam0.6% · 160
  • India0.5% · 130
  • Korea, South0.4% · 110
  • Netherlands0.4% · 100

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

59

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Nala'atsi Alternate ProgramSecondary1.3 km
Courtenay ElementaryElementary1.3 km
Ecole Puntledge Park ElementaryElementary1.5 km
Lake Trail CommunityMiddle1.6 km
Georges P. Vanier SecondarySecondary1.6 km
Glacier View Secondary CentreK-121.6 km
Arden ElementaryElementary2.9 km
Queneesh ElementaryElementary2.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Early Bird Café · 307 4th Street204 m
  • Mandarin Village Restaurant · 207 5th Street275 m
  • Delicado's · 180B 5th Street333 m
  • Sushi Jo Japanese Restaurant · 597 Cliffe Avenue375 m
  • Dina Kurdish & Turkish Cuisine · 463 5th Street383 m

Cafes (5+)

  • Michael's Off Main · 355 4th Street236 m
  • Cardero's Café · 232 5th Street301 m
  • Cappuccino Grande Café · 344 5th Street327 m
  • Freya Nordic Baking & Caffe330 m
  • The Twisted Mint Café · 545 Duncan Avenue340 m

Grocery (2)

  • The Old Farm Market · 660 England Avenue443 m
  • Edible Island Whole Foods Market · 477 6th Street450 m

Parks (5+)

  • 4th Street Parklet · 243 4th Street180 m
  • Riverside Park · 358 Anderton Avenue201 m
  • Lewis Park372 m
  • Condensory Park399 m
  • Courthouse Park483 m

Gyms (5+)

  • Eden Therapy · 333 5th Street303 m
  • Axé Capoeira · 133 5th Street304 m
  • Comox Valley Boxing Club · 129 5th Street306 m
  • The House of Now Yoga Studio505 m
  • Wild+United Athletics · 445 10th Street695 m

Pharmacies (2)

  • Pharmasave314 m
  • Shoppers Drug Mart · 310 8th Street617 m

Banks & ATMs (4)

  • Coastal Community Credit Union · 291A 4th Street178 m
  • Scotiabank356 m
  • Scotiabank · 392 5th Street358 m
  • BMO · 585 England Avenue425 m

Nearby places data: © OpenStreetMap contributors.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 7.6% ($78,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$824,000.00
Periodic payment — Principal & Interest (monthly)$5,316.17
Additional monthly expenses (strata, tax, utilities, etc.)$823.74
Total monthly cost$6,139.91
Interest paid over 5-yr term$236,160.77
Balance at end of term$741,190.67

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$78,000
Stress test qualifying rate8.09%
Payment you must qualify for$7,320.55

Cash Needed at Closing

Minimum down payment$78,000
Estimated BC PTT$18,600
Legal / closing costs (typical estimate)$1,500
Total cash needed$98,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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