161 Holmes Rd
Salt Spring, BC V8K1T6
$945,000
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 3.56 acres
- Zoning
- Rural residential
rural
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Strata / maintenance fee
- $0/mo
- Annual property tax
- $4,121.34
Interior
- Heating
- Baseboard heaters, Electric, Wood
- Cooling / A/C
- None
- Fireplace
- Yes (1)
Parking
- Total spaces
- 4
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Other | Auxiliary Building | — |
| Living room | Auxiliary Building | — |
| Bathroom | Main level | 4-Piece |
| Dining room | Main level | — |
| Bedroom | Main level | — |
| Primary Bedroom | Main level | — |
| Kitchen | Main level | — |
| Living room | Main level | — |
Listing Information
- MLS®
- 1037107
- Listed
- May 16, 2026
- Time on market
- On the market for 107 days
- Data last synced
- August 28, 2026
Listing provided by: Royal LePage Duncan Realty Salt Spring Island · Data source: CREA DDF.
Description
South-End Salt Spring Seclusion! Ready to trade traffic noise for bird songs? Tucked away on 3.5 acres along a very quiet road, this move-in-ready property offers a peaceful and private setting. The 1,273 square-foot main home features two bedrooms, one bathroom, and an updated open living area. Courtesy of five well-placed skylights, the entire space is filled with abundant natural light, making it feel bright and welcoming. The property also includes a charming, separate two-level cottage. The lower level offers a functional studio space for projects or a home office, while the upper level provides a cozy space for overnight guests. Whether you are looking for a permanent residence or a quiet weekend getaway, this home is ready for you to move right in. (id:63159)
Values & Trends
This listing
$609/sqft
Building average
—
No other active listings in this building
Salt Spring average
$762/sqft
81 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Duncan
13°C
—
Humidity 92%
Wind SSW calm km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Deep Cove Elementary | Elementary | 6.5 km |
| Parkland Secondary | Secondary | 7.4 km |
| North Saanich Middle School | Middle | 8.0 km |
| Sidney Elementary | Elementary | 9.6 km |
| ḰELSET Elementary | Elementary | 12.3 km |
| George Bonner Elementary | Elementary | 12.4 km |
| Ecole Cobble Hill Elementary | Elementary | 12.5 km |
| Pender Islands Elem-Secondary | Elementary/Middle | 12.5 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Gulf Islands (SD64)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.4% ($69,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.