Property Type: Detached HouseOwnership: Freehold

245 LOWTHER Street S

Cambridge, BC N3H1Y6

$739,000

4 bed2.5 bath6 parking1,900 sqftBuilt 1906
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
2
Frontage
55 feet

R5

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,621

Interior

Basement
Unfinished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Water meter, Stove, Dryer

Exterior & Lot

Exterior features
Stucco
Lot features
Conservation/green belt, Crushed stone driveway

Building

Foundation
Stone
Water source
Municipal water
Sewer
Municipal sewage system
Utilities
Natural Gas, Electricity, Cable, Telephone
Security
Alarm system

Parking

Total spaces
6 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
BedroomMain level9'0'' x 9'0''
3pc BathroomSecond level8'0'' x 8'4''
2pc BathroomSecond level4'4'' x 5'5''
BedroomSecond level11'9'' x 14'6''
BedroomSecond level10'8'' x 11'8''
BedroomSecond level13'9'' x 8'8''
FoyerMain level9'8'' x 9'9''
Dining roomMain level23'3'' x 13'6''
Family roomMain level11'5'' x 12'5''
KitchenMain level12'8'' x 12'11''

Listing Information

MLS®
40824333
Listed
July 24, 2026
Time on market
On the market for 53 days
Data last synced
September 15, 2026

Listing provided by: ROYAL LEPAGE WOLLE REALTY · Data source: CREA DDF.

Description

Write Your Own Page In History In This Magnificent, Beautiful Detached Home. Embrace The History Of This Fully Updated Home, 8 Inch Baseboards, Original Hardwood Floor And Grates. The Electrical, Plumbing And Duct Work, New Windows and more. The Furnace And Water Heater 2020. Shingles 2013. This 2 Story Century Home Will Take Your Breath Away. Central Located Detached Home On The Large Lot Is Minutes From The Grand River, With Lots Of Trails and Green Space. Located in the Beaming Community of Preston, In Cambridge, Just Off The 401, A Few Minutes To Kitchener And Conestoga Collage. The Potential Is Endless . Embrace The History Of This Fully Updated Home In The Great Established Family oriented Neighbourhood Close To Schools. Relax With Family And Friends In The Privacy Of The Huge Garden. Call The Agent And Arrange Private Showing. (id:63159)

Values & Trends

This listing

$389/sqft

Building average

No other active listings in this building

52 - Preston North average

$386/sqft

17 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

20°C

Humidity 58%

Wind S 10 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Population

139,163

(2021 Census)

+6.6% since 2016

Density: 615.3/km²

Dwellings: 53,491

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 6.6% ($48,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$591,200.00
Periodic payment — Principal & Interest (monthly)$3,814.22
Additional monthly expenses (strata, tax, utilities, etc.)$396.75
Total monthly cost$4,210.97
Interest paid over 5-yr term$169,439.62
Balance at end of term$531,786.31

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$48,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,306.63

Cash Needed at Closing

Minimum down payment$48,900
Estimated BC PTT$12,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$63,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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