Property Type: Detached HouseOwnership: Leasehold

2450 Radio Tower Road Unit# 90

Oliver, BC V0H1T1

$679,000

3 bed3 bath2 parking1,450 sqftBuilt 2016
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Amenities

Also listed: Recreation Centre, Party Room, Whirlpool, Clubhouse

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.08 acres

Ownership & Fees

Property type
Detached House
Ownership
Leasehold
Strata / maintenance fee
$600/mo
Annual property tax
$3,474.69

Maintenance Fee Includes

WaterGarbageManagement

Also included: Ground Maintenance, Insurance, Other, See Remarks, Recreation Facilities, Reserve Fund Contributions, Sewer

Interior

Heating
Forced air, Geothermal
Cooling / A/C
Heat Pump, Geothermal
Fireplace
None
Flooring
Laminate, Carpeted, Ceramic Tile

Exterior & Lot

Exterior features
Other
View
Mountain view, Valley view, View (panoramic), Unknown
Pool
Pool, Inground pool, Outdoor pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — uncovered indicated
Features
Stall

Restrictions & Policies

Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OtherSecond level4'6'' x 8'9''
4pc Ensuite bathSecond level5' x 8'
BedroomSecond level12'6'' x 13'9''
LoftSecond level5'6'' x 6'
OtherMain level14'6'' x 15'
Laundry roomMain level3' x 4'
4pc BathroomMain level5' x 11'
BedroomMain level9'6'' x 12'3''
3pc Ensuite bathMain level9' x 9'
Primary BedroomMain level13' x 14'9''
SunroomMain level12' x 14'6''
Great roomMain level13' x 14'
KitchenMain level12' x 15'

Listing Information

MLS®
10386829
Listed
May 25, 2026
Time on market
On the market for 98 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty (Kelowna) · Data source: CREA DDF.

Description

Welcome to The Cottages on Osoyoos Lake—where relaxed luxury meets true “cottage life.” This beautifully maintained, fully furnished 3-bedroom, 3 bath home offers the ideal blend of vacation retreat, investment opportunity, or full-time living in one of the South Okanagan’s most sought-after gated waterfront communities. Thoughtfully designed with two primary suites (one on the main floor and one in the loft), vaulted ceilings, an open-concept living space, geothermal heating/cooling, and tasteful decor throughout. The enclosed sunroom and patio create seamless indoor-outdoor living, while the north-facing backyard will be welcome on those really warm Okanagan summer days. Ideally situated just steps to the beach, pools, clubhouse, marina, fitness centre, walking trails, playgrounds, and pickleball courts. Includes a boat slip (Slip # 86 - 11'6 x 23'). No age restrictions, 2 pets permitted. Residents enjoy over 1,800 ft of waterfront, sandy beach, marina, pools, hot tubs, a 7,000 sq ft clubhouse, fitness centre, trails, and more within a gated community. Short-term rentals permitted (4-night minimum). HOA $600/month. Boat slip is an additional $40/month HOA Fee. Leasehold property on Indigenous land—NO GST, NO Property Transfer Tax, and NO Vacancy Tax. Buyers to verify measurements, if deemed important. (id:63159)

Values & Trends

This listing

$468/sqft

Building average

No other active listings in this building

Oliver average

$434/sqft

101 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Osoyoos

16°C

Humidity 77%

Wind NNE 5 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,094

(2021 Census)

+3.4% since 2016

Density: 927.9/km²

Dwellings: 2,445

Median household income: $68,500

After-tax: $62,400

Immigrant population: 18.9%

Top countries of origin (% of total population)

  • India5.4% · 275
  • United Kingdom2.4% · 120
  • United States of America1.3% · 65
  • Portugal1.2% · 60
  • Germany1.1% · 55
  • El Salvador0.9% · 45
  • Philippines0.8% · 40
  • Netherlands0.6% · 30

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Osoyoos ElementaryElementary5.8 km
Osoyoos SecondarySecondary6.3 km
Senpaq'cin School(Independent)Elementary11.7 km
Tuc-el-Nuit ElementaryElementary12.3 km
Southern Okanagan AltSecondary12.4 km
Southern Okanagan SecondarySecondary12.4 km
Oliver ElementaryElementary12.5 km
Cawston Primary SchoolElementary22.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($42,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$543,200.00
Periodic payment — Principal & Interest (monthly)$3,504.54
Additional monthly expenses (strata, tax, utilities, etc.)$962.56
Total monthly cost$4,467.10
Interest paid over 5-yr term$155,682.68
Balance at end of term$488,610.16

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$42,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,891.39

Cash Needed at Closing

Minimum down payment$42,900
Estimated BC PTT$11,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$55,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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