Property Type: Detached HouseOwnership: Leasehold

2450 Radio Tower Road Unit# 126

Oliver, BC V0H1T1

$699,900

3 bed2 bath2 parking1,230 sqftBuilt 2013
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Amenities

Also listed: Recreation Centre, Whirlpool, Clubhouse

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.06 acres

Ownership & Fees

Property type
Detached House
Ownership
Leasehold
Strata / maintenance fee
$600/mo
Annual property tax
$3,107.74

Maintenance Fee Includes

WaterGarbageManagement

Also included: Ground Maintenance, Insurance, Other, See Remarks, Recreation Facilities, Reserve Fund Contributions, Sewer

Interior

Heating
Geothermal
Cooling / A/C
Geothermal
Fireplace
Yes (1)
Fireplace type
Electric, Unknown
Flooring
Carpeted, Ceramic Tile, Vinyl

Exterior & Lot

Exterior features
Other
View
Mountain view, View (panoramic), Unknown
Pool
Outdoor pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — uncovered indicated
Features
Stall, Additional Parking

Restrictions & Policies

Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
LoftSecond level8'2'' x 9'
BedroomSecond level10'2'' x 12'
Utility roomMain level5'5'' x 10'
SunroomMain level12'10'' x 14'4''
4pc BathroomMain level5' x 10'
BedroomMain level9'10'' x 10'2''
3pc Ensuite bathMain level5' x 10'
Primary BedroomMain level10'2'' x 10'7''
KitchenMain level10'4'' x 14'1''
Great roomMain level14' x 15'9''

Listing Information

MLS®
10379935
Listed
March 23, 2026
Time on market
On the market for 161 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty (Kelowna) · Data source: CREA DDF.

Description

Welcome to The Cottages on Osoyoos Lake—an exceptional opportunity to own a beautifully maintained 3-bedroom, 2-bathroom cottage with a charming enclosed sunroom in the sought-after Meadows. Ideally located just a short stroll to the beach, clubhouse, pools, and amenities, this home offers a peaceful setting. With 1,230 sq ft of well-designed living space, the open-concept layout features vaulted ceilings, a bright great room, and seamless indoor-outdoor flow. The stylish kitchen offers quartz countertops, a farmhouse sink, upgraded appliances, and quality finishes throughout. The main level includes two bedrooms, including the primary suite, and a second full bathroom. Upstairs, a versatile loft and third bedroom provide ideal space for guests or family. The enclosed sunroom and extended patio create a relaxing outdoor retreat, with a northeast-facing backyard backing onto green space. Meticulously maintained by the original owners and never rented, this home also features geothermal heating and cooling, vinyl plank flooring, and tasteful decor. Residents enjoy over 1,800 ft of waterfront, sandy beach, marina, pools, hot tubs, a 7,000 sq ft clubhouse, fitness centre, trails, and more within a gated community. Short-term rentals permitted (4-night minimum). Leasehold property on Indigenous land—NO GST, NO Property Transfer Tax, and NO Vacancy Tax. HOA $600/month. (id:63159)

Values & Trends

This listing

$569/sqft

Building average

No other active listings in this building

Oliver average

$433/sqft

101 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Osoyoos

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,094

(2021 Census)

+3.4% since 2016

Density: 927.9/km²

Dwellings: 2,445

Median household income: $68,500

After-tax: $62,400

Immigrant population: 18.9%

Top countries of origin (% of total population)

  • India5.4% · 275
  • United Kingdom2.4% · 120
  • United States of America1.3% · 65
  • Portugal1.2% · 60
  • Germany1.1% · 55
  • El Salvador0.9% · 45
  • Philippines0.8% · 40
  • Netherlands0.6% · 30

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Osoyoos ElementaryElementary5.4 km
Osoyoos SecondarySecondary5.9 km
Senpaq'cin School(Independent)Elementary12.0 km
Tuc-el-Nuit ElementaryElementary12.7 km
Southern Okanagan AltSecondary12.8 km
Southern Okanagan SecondarySecondary12.8 km
Oliver ElementaryElementary12.9 km
Cawston Primary SchoolElementary22.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$559,920.00
Periodic payment — Principal & Interest (monthly)$3,612.41
Additional monthly expenses (strata, tax, utilities, etc.)$920.98
Total monthly cost$4,533.39
Interest paid over 5-yr term$160,474.68
Balance at end of term$503,649.85

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,036.03

Cash Needed at Closing

Minimum down payment$44,990
Estimated BC PTT$11,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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