Property Type: Detached HouseOwnership: Leasehold

2450 Radio Tower Road Unit# 109

Oliver, BC V0H1T1

$649,900

3 bed2 bath2 parking1,180 sqftBuilt 2012
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Amenities

Also listed: Recreation Centre, Party Room, Whirlpool, Clubhouse

Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.06 acres

Ownership & Fees

Property type
Detached House
Ownership
Leasehold
Strata / maintenance fee
$600/mo
Annual property tax
$3,112.37

Maintenance Fee Includes

WaterGarbageManagement

Also included: Ground Maintenance, Insurance, Other, See Remarks, Recreation Facilities, Reserve Fund Contributions, Sewer

Interior

Heating
Geothermal
Cooling / A/C
Geothermal
Fireplace
None
Flooring
Carpeted, Ceramic Tile, Vinyl
Appliances
Refrigerator, Range - Electric, Dishwasher, Microwave, Hood Fan, Washer/Dryer Stack-Up

Exterior & Lot

Exterior features
Other
View
Mountain view, Valley view, View (panoramic)
Pool
Inground pool, Outdoor pool
Lot features
Cul-de-sac, Level lot, Treed, Balcony

Building

Roof
Asphalt shingle, Unknown
Water source
Cistern, Shared Well, Well, Community Water System, Community Water User's Utility
Sewer
Septic tank
Security
Controlled entry, Smoke Detector Only
Parcel ID (PID)
903-021-735

Parking

Total spaces
2 — uncovered indicated
Features
Other, Additional Parking

Restrictions & Policies

Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BedroomSecond level9'1'' x 12'5''
LoftSecond level6'8'' x 6'10''
OtherMain level12' x 14'4''
SunroomMain level11'4'' x 14'6''
3pc Ensuite bathMain level4'11'' x 9'4''
BedroomMain level9'11'' x 12'1''
4pc BathroomMain level4'11'' x 9'4''
Primary BedroomMain level10'9'' x 10'1''
Great roomMain level14'4'' x 19'
KitchenMain level9'8'' x 12'

Listing Information

MLS®
10398194
Listed
August 21, 2026
Time on market
On the market for 10 days
Data last synced
August 30, 2026

Listing provided by: Fair Realty (Kelowna) · Data source: CREA DDF.

Description

Welcome to The Cottages on Osoyoos Lake! This beautifully maintained, fully furnished 3-bedroom, 2-bathroom cottage offers the perfect blend of comfort and true cottage living. Featuring vaulted tongue-and-groove ceilings, an open-concept kitchen, dining and living area, geothermal heating and cooling, vinyl plank flooring, and a charming screened-in sunroom that extends your living space. The main level offers two bedrooms, including the primary suite, while the upper level features a spacious loft and third bedroom—ideal for guests, family or a home office. Enjoy the Okanagan lifestyle from the extended patio, with beautifully landscaped surroundings and convenient access to trails. This cottage is being sold with all furniture, housewares (dishes, pots, pans, etc), linens and televisions, just bring your suitcase and enjoy all that the Okanagan has to offer. Mere steps to the clubhouse & swimming pools. Guests enjoy over 1,800 ft of waterfront, sandy beach, marina, seasonal pools and hot tubs, a 7,000 sq ft clubhouse, fitness centre, walking trails, playgrounds, pickleball and more—all within a secure gated community. Just minutes to wineries, golf, hiking, skiing and local amenities. No age restrictions; 2 pets permitted. Short-term rentals permitted with a 4-night minimum. HOA $600/month. Leasehold property on Indigenous land—NO GST, NO Property Transfer Tax, NO Speculation Tax & NO Vacancy Tax. Buyers to verify measurements, if deemed important. (id:63159)

Values & Trends

This listing

$551/sqft

Building average

No other active listings in this building

Oliver average

$433/sqft

101 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Osoyoos

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,094

(2021 Census)

+3.4% since 2016

Density: 927.9/km²

Dwellings: 2,445

Median household income: $68,500

After-tax: $62,400

Immigrant population: 18.9%

Top countries of origin (% of total population)

  • India5.4% · 275
  • United Kingdom2.4% · 120
  • United States of America1.3% · 65
  • Portugal1.2% · 60
  • Germany1.1% · 55
  • El Salvador0.9% · 45
  • Philippines0.8% · 40
  • Netherlands0.6% · 30

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Osoyoos ElementaryElementary5.4 km
Osoyoos SecondarySecondary5.9 km
Senpaq'cin School(Independent)Elementary12.0 km
Tuc-el-Nuit ElementaryElementary12.7 km
Southern Okanagan AltSecondary12.8 km
Southern Okanagan SecondarySecondary12.8 km
Oliver ElementaryElementary12.9 km
Cawston Primary SchoolElementary22.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 6.2% ($39,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$519,920.00
Periodic payment — Principal & Interest (monthly)$3,354.35
Additional monthly expenses (strata, tax, utilities, etc.)$918.36
Total monthly cost$4,272.71
Interest paid over 5-yr term$149,010.57
Balance at end of term$467,669.72

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$39,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,689.99

Cash Needed at Closing

Minimum down payment$39,990
Estimated BC PTT$10,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$52,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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