Property Type: Detached HouseOwnership: Freehold

2605 27 Street

Vernon, BC V1T4W1

$539,000

3 bed1 bath2 parking2,087 sqftBuilt 1936
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.13 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,628.29

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Carpeted, Ceramic Tile, Vinyl, Wood
Appliances
Refrigerator, Oven - Electric, Dishwasher, Washer & Dryer

Exterior & Lot

Lot features
One Balcony

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Utilities
Water, Sewer, Natural Gas, Cable
Security
Smoke Detector Only
Parcel ID (PID)
012-434-507

Parking

Total spaces
2 — uncovered indicated
Features
Rear

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
StorageBasement7'10'' x 5'8''
StorageBasement7'10'' x 9'2''
Recreation roomBasement22'5'' x 18'7''
Primary BedroomSecond level31' x 25'6''
Living roomMain level12' x 15'11''
KitchenMain level13'8'' x 15'9''
Dining roomMain level9'3'' x 8'11''
BedroomMain level9'1'' x 11'6''
BedroomMain level9' x 11'5''
4pc BathroomMain level6'9'' x 5'8''

Listing Information

MLS®
10397130
Listed
August 10, 2026
Time on market
On the market for 21 days
Data last synced
September 1, 2026

Listing provided by: Coldwell Banker Executives Realty · Data source: CREA DDF.

Description

A cute and flexible home in East Hill! Great for Buyers starting out or those wanting a spot close to downtown. Built in 1936 when Vernon's downtown hub was coming into its own. A solid home then and nothing but improved since! Roof just 14 years old, windows 2014, vinyl siding, gas furnace 14 years old, 3 year old AC and brand new hot water tank. All of the big ticket items updated and worry free. Home has kept much of the original character, the graceful arches, the beautiful solid fir floors, large windows and cozy fireplace. This home is totally flexible. You could have the primary on the top floor, main floor or basement. Similarly with the rec room! Add a second bath in the basement as some rough-ins are already there! Plentiful storage in the basement - even a great workshop space. Current owners have outgrown it with a baby and a toddler and the cutest pug ever! See notes on features in supplements and video. (id:63159)

Values & Trends

This listing

$258/sqft

Building average

No other active listings in this building

East Hill average

$368/sqft

34 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

56

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
St James(Independent)Elementary94 m
Ecole Beairsto ElementaryElementary537 m
Vernon SecondaryElementary1.1 km
W.L. Seaton SecondarySecondary1.2 km
Silver Star ElementaryElementary1.3 km
Mission Hill ElementaryElementary1.5 km
Alternative Learning ProgramSecondary1.6 km
Alexis Park ElementaryElementary1.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Nocholad & Marie’s164 m
  • Hot Spot on 6263 m
  • Diner on Six277 m
  • The Eclectic Med366 m
  • Maharoba Sushi373 m

Cafes (5+)

  • Blenz Coffee243 m
  • Tim Hortons255 m
  • Ratio Coffee and Pastry365 m
  • The Bean Scene · 2923 30 Avenue381 m
  • Starbucks485 m

Grocery (2)

  • Save-On-Foods658 m
  • Canadian Wholesale Club681 m

Parks (5+)

  • Justice Park297 m
  • Unnamed381 m
  • Cenotaph Park479 m
  • Transit Park517 m
  • Polson Park576 m

Shopping (2)

  • Fruit Union Plaza447 m
  • Polson Place Mall623 m

Gyms (4)

  • Okanagan Health & Fitness208 m
  • One Yoga353 m
  • MCK Athletics Training & Health · 3105 28 Street413 m
  • Fitness West · 2203 Highway 6719 m

Pharmacies (2)

  • Remedy's Rx633 m
  • Shoppers Drug Mart670 m

Banks & ATMs (5+)

  • RBC279 m
  • BMO575 m
  • Scotiabank668 m
  • VantageOne Credit Union · 3108 33 Avenue693 m
  • RBC712 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 5.4% ($28,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$431,200.00
Periodic payment — Principal & Interest (monthly)$2,781.96
Additional monthly expenses (strata, tax, utilities, etc.)$323.02
Total monthly cost$3,104.98
Interest paid over 5-yr term$123,583.16
Balance at end of term$387,865.79

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$28,900
Stress test qualifying rate8.09%
Payment you must qualify for$3,922.49

Cash Needed at Closing

Minimum down payment$28,900
Estimated BC PTT$8,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$39,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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