Property Type: Detached HouseOwnership: Freehold

3202 22 Street

Vernon, BC V1T4H8

$497,400

3 bed1 bath3 parking1,430 sqftBuilt 1909
Get Directions

Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.17 acres
Frontage
100 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,666.45

Interior

Heating
Forced air, See remarks
Fireplace
Yes (2)
Fireplace type
Free Standing Metal
Flooring
Carpeted, Linoleum

Exterior & Lot

Exterior features
Vinyl siding
View
City view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
3 — covered indicated
Features
Detached Garage, See Remarks

Restrictions & Policies

Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
StorageBasement12'4'' x 22'10''
StorageSecond level11'7'' x 11'10''
BedroomSecond level8'5'' x 10'7''
Laundry roomMain level5'2'' x 9'3''
Family roomMain level9'9'' x 10'7''
BedroomMain level10'6'' x 10'7''
4pc BathroomMain level6'2'' x 11'0''
Primary BedroomMain level10'3'' x 13'8''
Living roomMain level16'0'' x 16'2''
Dining roomMain level7'2'' x 16'0''
KitchenMain level9'3'' x 11'2''

Listing Information

MLS®
10397287
Listed
August 14, 2026
Time on market
On the market for 17 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

First Time on the Market Since 1964! Quietly tucked away on a peaceful cul-de-sac in the highly desirable ;Lower East Hill area, this charming 3-bed home is an excellent opportunity for a first-time buyer, investor, or anyone looking to create a home with their own personal touches. Offering approx 1,430 sqft of living space plus an unfinished basement, the home features a welcoming layout with plenty of potential. The main level includes a primary bedroom, 2nd bedroom, 4pc bath, kitchen, dining area, living room, & family room. Upstairs, you'll find a 3rd bedroom, landing area with desk, & abundant storage. The garage features a large workshop, providing excellent space for hobbies, projects, tools, or additional storage. The unfinished basement, complete with a separate exterior entrance, provides an exciting opportunity to add future living space, a rec room, home office, workshop, or additional storage waiting for your ideas! The home & yard are in need of updates & some well-deserved TLC, making this a great chance to renovate & build equity while creating a space that truly reflects your style. Located just minutes from parks, schools, shopping, restaurants, recreation, & everyday amenities, with added convenience of being an easy walk to town. The quiet cul-de-sac setting combined with such a convenient location makes this a fantastic opportunity. First time offered for sale since 1964—don't miss the opportunity to bring this home into its next chapter! (id:63159)

Values & Trends

This listing

$348/sqft

Building average

No other active listings in this building

East Hill average

$366/sqft

34 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

26

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ecole Beairsto ElementaryElementary464 m
St James(Independent)Elementary641 m
Silver Star ElementaryElementary743 m
W.L. Seaton SecondarySecondary955 m
Vernon SecondaryElementary1.1 km
Harwood ElementaryElementary1.2 km
Pleasant Valley Christian Academy(Independent)Elementary/Middle1.4 km
Alexis Park ElementaryElementary1.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • The Rice Box472 m
  • Nocholad & Marie’s483 m
  • Station BBQ596 m
  • Little Tex657 m
  • The Eclectic Med689 m

Cafes (5+)

  • Tim Hortons524 m
  • Blenz Coffee549 m
  • Ratio Coffee and Pastry601 m
  • Bean to Cup · 3903 27 Street675 m
  • The Bean Scene · 2923 30 Avenue705 m

Parks (5+)

  • Lakeview Park456 m
  • Coursier Park477 m
  • Justice Park500 m
  • Transit Park785 m
  • Cenotaph Park785 m

Gyms (3)

  • Okanagan Health & Fitness460 m
  • MCK Athletics Training & Health · 3105 28 Street509 m
  • One Yoga663 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,870) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$397,920.00
Periodic payment — Principal & Interest (monthly)$2,567.24
Additional monthly expenses (strata, tax, utilities, etc.)$377.54
Total monthly cost$2,944.78
Interest paid over 5-yr term$114,045.02
Balance at end of term$357,930.33

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,870
Stress test qualifying rate8.09%
Payment you must qualify for$3,633.59

Cash Needed at Closing

Minimum down payment$24,870
Estimated BC PTT$7,948
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,318

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information