Property Type: Detached HouseOwnership: Freehold

3403 33 Avenue

Vernon, BC V1T2P2

$499,999

2 bed2 bath1,496 sqftBuilt 1914
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Property Details

Property & Lot

Sub-type
House
Stories
1.5
Lot size
0.12 acres
Frontage
55 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,895.47

Interior

Basement
Full
Heating
See remarks
Cooling / A/C
Window air conditioner
Fireplace
None
Flooring
Hardwood

Exterior & Lot

Exterior features
Stucco, Wood siding

Building

Roof
Asphalt shingle, Unknown

Parking

Features
Other

Room Dimensions

RoomLevelDimensions
3pc BathroomSecond level11'1'' x 8'
LoftSecond level14'8'' x 16'11''
4pc BathroomMain level11'1'' x 6'0''
KitchenMain level11'1'' x 12'6''
OtherAdditional Accommodation10'3'' x 8'4''
BedroomMain level8'0'' x 11'6''
Primary BedroomMain level11'4'' x 11'6''
Living roomMain level21'7'' x 11'10''
FoyerMain level6'4'' x 15'1''

Listing Information

MLS®
10385786
Listed
May 4, 2026
Time on market
On the market for 119 days
Data last synced
August 28, 2026

Listing provided by: Sutton Centre Realty · Data source: CREA DDF.

Description

This thoughtfully updated starter home offers a rare combination of immediate comfort and savvy investment potential. Situated on a generous lot, the property welcomes you with a beautifully landscaped front yard and a private, fully fenced backyard—an ideal sanctuary for pets, children, and outdoor entertaining. Inside, the home has undergone stylish cosmetic upgrades that enhance its character, featuring a versatile layout designed for dual-living. The charming upstairs loft serves as a turnkey mortgage helper, as both the loft and the main level are fully self-contained with their own separate kitchens and laundry facilities. Beyond its current charm, the property offers significant ""value-add"" opportunities with a spacious, unfinished basement that is a true blank canvas for your creative ideas. Whether you choose to develop additional living space, a home office, or a workshop, this area provides a clear path to building future equity. Perfect for first-time buyers looking to offset their mortgage or investors seeking a property with growth potential, this home is as practical as it is inviting. (id:63159)

Values & Trends

This listing

$334/sqft

Building average

No other active listings in this building

City of Vernon average

$386/sqft

22 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

70

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ecole Beairsto ElementaryElementary766 m
Alexis Park ElementaryElementary868 m
St James(Independent)Elementary871 m
W.L. Seaton SecondarySecondary987 m
Mission Hill ElementaryElementary1.4 km
Harwood ElementaryElementary1.8 km
Silver Star ElementaryElementary1.9 km
Vernon SecondaryElementary2.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Intermezzo Restaurant207 m
  • The Sprouted Fig · 3407 30th Ave258 m
  • Masiero Pizzeria Napoletana · 3301 30 Avenue287 m
  • Boston Pizza · 3604 32 Street347 m
  • Rosalinda's All Day Breakfast421 m

Cafes (5+)

  • Triumph Coffee · 3401a 30 Avenue259 m
  • Starbucks444 m
  • Mug & Muffin · 2801B 34 Street450 m
  • The Bean Scene · 2923 30 Avenue592 m
  • Starbucks609 m

Grocery (3)

  • Simply Market186 m
  • FreshCo247 m
  • Canadian Wholesale Club527 m

Parks (5+)

  • Hidden Park · 3407 33 Avenue38 m
  • Hidden Park · 3412 33 Avenue73 m
  • Unnamed278 m
  • Civic Plaza433 m
  • Civic Plaza435 m

Shopping (5+)

  • Unnamed162 m
  • Unnamed167 m
  • Pinnacle General Surgery Clinic168 m
  • Unnamed182 m
  • Fruit Union Plaza625 m

Gyms (2)

  • One Yoga629 m
  • MCK Athletics Training & Health · 3105 28 Street719 m

Pharmacies (2)

  • Shoppers Drug Mart176 m
  • Remedy's Rx675 m

Banks & ATMs (5+)

  • TD Canada Trust249 m
  • VantageOne Credit Union · 3108 33 Avenue299 m
  • Scotiabank319 m
  • BMO532 m
  • RBC781 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($25,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$399,999.00
Periodic payment — Principal & Interest (monthly)$2,580.66
Additional monthly expenses (strata, tax, utilities, etc.)$316.29
Total monthly cost$2,896.95
Interest paid over 5-yr term$114,640.86
Balance at end of term$359,800.39

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$25,000
Stress test qualifying rate8.09%
Payment you must qualify for$3,652.58

Cash Needed at Closing

Minimum down payment$25,000
Estimated BC PTT$8,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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