Property Type: Detached HouseOwnership: Freehold

3246 Gibbins Rd

Duncan, BC V9L1G8

$1,035,000

4 bed2 bath6 parking1,971 sqftBuilt 1965
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Property Details

Property & Lot

Sub-type
House
Lot size
6.1 acres
Zoning
Rural residential

A2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Strata / maintenance fee
$0/mo
Annual property tax
$5,387

Interior

Heating
Wood
Cooling / A/C
None
Fireplace
Yes (1)

Parking

Total spaces
6 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
BathroomLower level4-Piece
StorageLower level9'2 x 19'0
Utility roomLower level13'2 x 11'9
Family roomLower level13'2 x 18'8
BedroomLower level13'2 x 12'0
Laundry roomLower level13'3 x 9'2
BedroomMain level12'0 x 11'4
BedroomMain level12'0 x 12'1
BedroomMain level11'0 x 9'3
BathroomMain level4-Piece
KitchenMain level11'0 x 13'11
Dining roomMain level11'0 x 8'10
Living roomMain level15'9 x 19'3

Listing Information

MLS®
1038855
Listed
June 1, 2026
Time on market
On the market for 91 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Nanaimo Realty (NanIsHwyN) · Data source: CREA DDF.

Description

Tucked away on a private 6.1-acre panhandle lot, this 4-bedroom, 2-bathroom home offers space, privacy, and a peaceful rural feel just minutes from downtown Duncan. With approximately 1,971 sq ft of living space, the home has a comfortable, practical layout with room for family, guests, hobbies, or a home office. The home ready for your decorating ideas, but important updates have already been completed, including plumbing, electrical, and windows in 2010, a newer roof within the past few years, and a new WETT-certified wood stove. A great big deck extends the living space outdoors and gives you a place to relax, entertain, or simply enjoy the quiet setting. The land is treed, private, and tucked away from the road, creating the kind of natural buffer buyers hope for in an acreage. The trees add to the privacy and setting, and may also offer additional value for a buyer interested in exploring selective logging or land clearing, subject to professional and municipal review. The property also includes an old tennis court that could be restored, reimagined, or brought back to life as a recreation space. Maybe a place for a pool? With municipal water, A2 zoning, existing residential use, and room to garden, explore, or plan for future use subject to municipal confirmation, this is a rare opportunity to secure a larger acreage property in the Duncan/North Cowichan area. A special offering for someone looking for land, privacy, and long-term flexibility without being far from the convenience of town. (id:63159)

Values & Trends

This listing

$525/sqft

Building average

No other active listings in this building

West Duncan average

$496/sqft

48 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Khowhemun ElementaryElementary1.2 km
Queen Margaret's(Independent)K-121.3 km
Cowichan Open SchoolSecondary1.5 km
Cowichan Valley Open Learning Co-OpSecondary1.5 km
Ecole Mount Prevost ElementaryElementary1.9 km
Drinkwater ElementaryElementary2.2 km
Tansor ElementaryElementary2.4 km
Quamichan SchoolSecondary2.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Carmel Drive Park508 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.6% ($78,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$828,000.00
Periodic payment — Principal & Interest (monthly)$5,341.98
Additional monthly expenses (strata, tax, utilities, etc.)$547.92
Total monthly cost$5,889.89
Interest paid over 5-yr term$237,307.18
Balance at end of term$744,788.68

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$78,500
Stress test qualifying rate8.09%
Payment you must qualify for$7,355.15

Cash Needed at Closing

Minimum down payment$78,500
Estimated BC PTT$18,700
Legal / closing costs (typical estimate)$1,500
Total cash needed$98,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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