Property Type: Detached HouseOwnership: Freehold

298 CREIGHTON Court

Waterloo, BC N2K1W6

$999,999

4 bed2.5 bath6 parking1,706 sqftBuilt 1972
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
2
Frontage
47 feet

R1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,158

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Water softener, Dishwasher, Stove, Dryer, Central Vacuum - Roughed In, Hood Fan, Window Coverings, Garage door opener

Exterior & Lot

Exterior features
Brick, Aluminum siding
Pool
Inground pool
Lot features
Cul-de-sac, Southern exposure, Paved driveway, Gazebo, Automatic Garage Door Opener
Fencing
Fence

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system
Security
Smoke Detectors

Parking

Total spaces
6 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
StorageBasement8'3'' x 14'11''
Utility roomBasement21'10'' x 14'4''
Laundry roomBasement10'6'' x 11'4''
BedroomBasement12'5'' x 11'7''
Recreation roomBasement21'11'' x 11'2''
5pc BathroomThird level
BedroomThird level10'6'' x 11'3''
BedroomThird level12'0'' x 11'3''
Primary BedroomThird level14'3'' x 11'11''
2pc BathroomMain level
FoyerMain level8'3'' x 6'10''
Family roomMain level22'1'' x 11'6''
KitchenSecond level12'1'' x 13'4''
Dining roomSecond level9'11'' x 11'10''
Living roomSecond level22'9'' x 11'5''

Listing Information

MLS®
40855414
Listed
August 14, 2026
Time on market
On the market for 32 days
Data last synced
September 15, 2026

Listing provided by: Real Broker Ontario Ltd. · Data source: CREA DDF.

Description

Family living and outdoor entertainment at its best. Welcome to this spacious side-split home tucked away on a quiet cul-de-sac in a family-friendly neighbourhood. It is easy walking distance to a French Immersion K–6 school and some great parks for the kids. All with easy highway access. This home is the perfect blend of convenience and community. Inside, you’ll find 3+1 bedrooms and 2 bathrooms, offering space and flexibility for a growing family. The main level features an eat-in kitchen, large dining room that easily accommodates a table for 8—perfect for family gatherings - and a bright living room with bay windows that fill the room with natural light. Down a few steps is the family room with built-in wall unit, gas fireplace and sliding glass doors to the backyard. A great place for family movie night. The finished basement includes a rec room - ideal for family game night - along with an extra bedroom and plenty of storage. Love summer entertaining? This is the house for you. The backyard is a rare find in the city—an expansive, fully fenced outdoor oasis. Enjoy a large pool with pool shed and change room, a 22’ x 12’ wooden gazebo for shaded relaxation, plus a separate fully fenced lawn area with a shady tree and patio awning. There’s plenty of space for kids, pets, and your favourite outdoor games like cornhole or washer toss. This home is move-in ready and designed for both everyday living and entertaining—don’t miss your chance to make it yours! (id:63159)

Values & Trends

This listing

$586/sqft

Building average

No other active listings in this building

120 - Lexington/Lincoln Village average

$419/sqft

22 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($75,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$799,999.00
Periodic payment — Principal & Interest (monthly)$5,161.32
Additional monthly expenses (strata, tax, utilities, etc.)$598.17
Total monthly cost$5,759.49
Interest paid over 5-yr term$229,282.01
Balance at end of term$719,601.69

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$75,000
Stress test qualifying rate8.09%
Payment you must qualify for$7,112.92

Cash Needed at Closing

Minimum down payment$75,000
Estimated BC PTT$18,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$94,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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