Property Type: Detached HouseOwnership: Freehold

326 ROSETTE Drive

Waterloo, BC N2K3W7

$765,000

3 bed3.5 bath3 parking1,840 sqftBuilt 1998
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
2
Lot size
0.09 acres
Frontage
30 feet

R

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,316

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Water softener, Dishwasher, Stove, Dryer, Microwave, Window Coverings, Garage door opener, Microwave Built-in

Exterior & Lot

Exterior features
Vinyl siding, Brick Veneer
Lot features
Sump Pump, Automatic Garage Door Opener

Building

Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
3 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Utility roomBasement7'6'' x 10'4''
3pc BathroomBasement8'7'' x 9'6''
Recreation roomBasement19'2'' x 19'9''
4pc BathroomSecond level7'11'' x 11'9''
BedroomSecond level10'11'' x 9'6''
BedroomSecond level13'2'' x 9'6''
Primary BedroomSecond level15'5'' x 10'4''
Living roomMain level15'9'' x 11'9''
Dining roomMain level9'7'' x 9'5''
KitchenMain level11'4'' x 9'5''
Mud roomMain level5'8'' x 7'4''
2pc BathroomMain level6'11'' x 3'6''
FoyerMain level14'0'' x 8'0''

Listing Information

MLS®
40857896
Listed
August 26, 2026
Time on market
On the market for 19 days
Data last synced
September 15, 2026

Listing provided by: Real Broker Ontario Ltd. · Data source: CREA DDF.

Description

This beautifully maintained 3-bedroom, 3-bathroom home at 326 Rosette Drive is a rare find, combining modern updates with comfortable living in a desirable Waterloo neighborhood. Meticulously cared for and move-in ready, this property offers everything today’s buyers are looking for without the wait or hassle of renovations. The main floor welcomes you with an inviting open-concept living room and well appointed modern kitchen with updated appliances (2024), both boasts a fresh coat of paint (2026). Comfort is enhanced by a newer air conditioner, water heater, and water softener (all 2023). Updated front windows and blinds (2024) add a modern touch throughout. Upstairs, the thoughtful layout includes a spacious primary bedroom with a walk-in closet and fresh paint (2023), plus two additional generous bedrooms ideal for a growing family or guests. All bedrooms feature new carpet and flooring (2023), and the upstairs hallway was also freshly painted in 2023. The finished basement offers a large recreation room, utility room with newer mechanical systems, and a 3-piece bathroom, providing excellent flexibility for family activities or entertaining. Outside, enjoy the professionally landscaped yard with mature trees offering natural shade and privacy. A single-car attached garage includes a new door (2025) and opener (2024), while the freshly painted mudroom (2023) provides convenient entry from the garage. Located in a family-friendly neighborhood with easy access to schools, parks, shopping, and major transportation routes, this home combines modern updates with comfortable suburban living. Don't miss this exceptional opportunity!! (id:63159)

Values & Trends

This listing

$416/sqft

Building average

No other active listings in this building

120 - Lexington/Lincoln Village average

$427/sqft

22 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kitchener-Waterloo

Cloudy

16°C

Cloudy

Humidity 80%

Wind SE 13 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 6.7% ($51,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$612,000.00
Periodic payment — Principal & Interest (monthly)$3,948.42
Additional monthly expenses (strata, tax, utilities, etc.)$451.67
Total monthly cost$4,400.08
Interest paid over 5-yr term$175,400.96
Balance at end of term$550,495.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$51,500
Stress test qualifying rate8.09%
Payment you must qualify for$5,486.57

Cash Needed at Closing

Minimum down payment$51,500
Estimated BC PTT$13,300
Legal / closing costs (typical estimate)$1,500
Total cash needed$66,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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