Property Type: Detached HouseOwnership: Freehold

1688 Maple Bay Rd

Duncan, BC V9L5N7

$999,900

5 bed5 bath6 parking2,770 sqftBuilt 1991
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Property Details

Property & Lot

Sub-type
House
Lot size
18,034 square feet
Zoning
Residential

R1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,548

Interior

Heating
Heat Pump, Other
Cooling / A/C
Air Conditioned
Fireplace
Yes (2)

Exterior & Lot

View
Lake view, Mountain view

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
Recreation roomMain level16'10 x 18'6
Primary BedroomSecond level15'11 x 15'10
Living roomOther13'9
Living roomMain level15'11 x 18'7
Laundry roomMain level7'5 x 7'11
KitchenOther11'2 x 13'4
KitchenMain level12'9
Family roomMain level14'6 x 16'7
EntranceMain level4'6 x 6'10
EnsuiteSecond level3-Piece
Dining roomMain level9'3 x 11'7
BedroomOther8'7 x 11'10
BedroomOther7'9 x 13'4
BedroomSecond level
BedroomSecond level
BathroomOther1-Piece
BathroomOther4-Piece
BathroomSecond level4-Piece
BathroomMain level3-Piece

Listing Information

MLS®
1043957
Listed
July 22, 2026
Time on market
On the market for 40 days
Data last synced
August 28, 2026

Listing provided by: REMAX Professionals (NA) · Data source: CREA DDF.

Description

This stunning Maple Bay estate features a private two-bedroom suite perfectly situated above your personal shop. Lush greenery surrounds the property as you approach your next home, offering parking for your RV and multiple vehicles, a beautifully landscaped yard with flowers woven throughout, and your own 0.4-acre oasis. Step inside to find new carpets, a commercial-grade heat pump, wooden vaulted ceilings, and an open-concept layout ready to host the next chapter of your life. Walk through the breezeway for easy access to the private fully legal suite, complete with two bedrooms and a kitchen, or step outside to enjoy the separate patio space for tenants or in-laws. This home checks every box without compromise: a beautifully maintained main residence, a stunning shop ready for your next project, a separate suite, and a full garage to match. Looking for your next home? You just found it. (id:63159)

Values & Trends

This listing

$361/sqft

Building average

No other active listings in this building

East Duncan average

$471/sqft

72 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Maple Bay ElementaryElementary918 m
Queen of Angels School(Independent)Elementary/Middle2.2 km
Alex AitkenElementary3.1 km
Alexander ElementaryElementary3.2 km
Duncan Christian School(Independent)K-123.3 km
Quamichan SchoolSecondary3.4 km
Des CascadesElementary3.9 km
Cowichan Open SchoolSecondary4.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Trumpeter Pointe Park424 m
  • Coronation Hill Park438 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($74,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$799,920.00
Periodic payment — Principal & Interest (monthly)$5,160.81
Additional monthly expenses (strata, tax, utilities, etc.)$684.67
Total monthly cost$5,845.48
Interest paid over 5-yr term$229,259.37
Balance at end of term$719,530.63

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$74,990
Stress test qualifying rate8.09%
Payment you must qualify for$7,112.23

Cash Needed at Closing

Minimum down payment$74,990
Estimated BC PTT$17,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$94,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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