Property Type: Condo / ApartmentOwnership: Strata

309 1550 Church Ave

Saanich, BC V8P2H1

$545,000

2 bed2 bath1 parking723 sqftBuilt 2003
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Property Details

Property & Lot

Sub-type
Apartment
Zoning
Multi-Family

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$447/mo
Annual property tax
$2,640

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Parking

Total spaces
1

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BalconyMain level7'0 x 11'2
BathroomMain level4-Piece
BathroomMain level4-Piece
EntranceMain level4'10 x 4'0
KitchenMain level8'8 x 10'0
OfficeMain level5'0 x 4'6
Dining roomMain level4'3 x 10'9
Living roomMain level8'7 x 10'9
BedroomMain level12'9 x 9'4
Primary BedroomMain level12'9 x 9'5

Listing Information

MLS®
1036571
Listed
May 12, 2026
Time on market
On the market for 111 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Coast Capital - Chatterton · Data source: CREA DDF.

Description

Welcome to this beautifully updated 2-bed, 2-bath home in the heart of Cedar Hill! Tucked away on a quiet street, this bright and inviting residence offers the perfect blend of comfort and convenience. Featuring high ceilings and a spacious open-concept layout. The kitchen has been thoughtfully refreshed with new white cabinetry and modern countertops, complemented by brand-new flooring and a fresh coat of paint. Enjoy the added bonus of a dedicated office nook—perfect for working or studying from home—as well as a private balcony for relaxing outdoors. Additional highlights include in-suite laundry, secure bike storage, and 1 LCP parking space. Just steps from local cafés and restaurants, Thrifty Foods and Fujiya, you’ll love the walkable lifestyle. Convenient bus routes provide easy access to UVIC, Camosun and downtown for students, professionals, or investors alike. A fantastic opportunity to own a move-in-ready home in one of Victoria’s most desirable neighbourhoods! (id:63159)

Values & Trends

This listing

$754/sqft

Building average

$860/sqft

2 active listing(s)

Cedar Hill average

$707/sqft

12 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

13°C

Humidity 83%

Wind WNW 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

70

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Doncaster ElementaryElementary535 m
Cedar Hill MiddleElementary643 m
Campus View ElementaryElementary1.1 km
St. Michaels University School(Independent)K-121.1 km
Braefoot ElementaryElementary1.3 km
Mount Douglas SecondarySecondary1.7 km
Lansdowne Middle SchoolMiddle1.8 km
Maria Montessori Academy(Independent)Elementary1.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Fig Delicatessen · 1551 Cedar Hill Cross Road58 m
  • The Rack Bistro · 1550 Cedar Hill Cross Road138 m
  • Laila Laila Hotpot · 1546 Cedar Hill Cross Road142 m
  • Tropical Island · 3690 Shelbourne Street168 m
  • Fujiya · 3624 Shelbourne Street208 m

Cafes (5+)

  • Urban Cup · 3690 Shelbourne Street155 m
  • Ding Tea · 3749 Shelbourne Street222 m
  • Starbucks227 m
  • Phonomenal242 m
  • Tim Hortons · 3749 Shelbourne Street242 m

Grocery (3)

  • SaanniSunny Asian Market · 1551 Cedar Hill Cross Road66 m
  • Fairway Market Shelbourne Plaza · 3651 Shelbourne Street236 m
  • Bulk Barn · 3609 Shelbourne Street290 m

Parks (5+)

  • Gore-Peace Memorial Park122 m
  • Rendle Green388 m
  • Rowan Park397 m
  • Jennifer Park494 m
  • Horner Park554 m

Shopping (2)

  • Shelbourne Village Square · 3749 Shelbourne Street229 m
  • Shelbourne Plaza246 m

Pharmacies (1)

  • Heart Pharmacy IDA · 3643 Shelbourne Street243 m

Banks & ATMs (4)

  • Coast Capital Savings · 3750 Shelbourne Street152 m
  • TD · 3675 Shelbourne Street190 m
  • Vancity · 1590 Cedar Hill Cross Road213 m
  • BMO · 3616 Shelbourne Street241 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 5.4% ($29,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$436,000.00
Periodic payment — Principal & Interest (monthly)$2,812.92
Additional monthly expenses (strata, tax, utilities, etc.)$703.00
Total monthly cost$3,515.92
Interest paid over 5-yr term$124,958.85
Balance at end of term$392,183.41

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$29,500
Stress test qualifying rate8.09%
Payment you must qualify for$3,964.01

Cash Needed at Closing

Minimum down payment$29,500
Estimated BC PTT$8,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$39,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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