Property Type: Condo / ApartmentOwnership: Strata

207 1550 Church Ave

Saanich, BC V8P2H1

$580,000

2 bed2 bath2 parking743 sqftBuilt 2003
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Property Details

Property & Lot

Sub-type
Apartment
Lot size
436 square feet
Zoning
Multi-Family

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$447/mo
Annual property tax
$2,751.63

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Parking

Total spaces
2

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BathroomMain level4-Piece
BathroomMain level4-Piece
Primary BedroomMain level9'5 x 12'9
BedroomMain level9'4 x 12'9
Living roomMain level10'9 x 8'7
Dining roomMain level10'9 x 4'3
KitchenMain level10'0 x 8'8
BalconyMain level11'2 x 7'0

Listing Information

MLS®
1032997
Listed
April 22, 2026
Time on market
On the market for 131 days
Data last synced
August 28, 2026

Listing provided by: Royal Pacific Riverside Realty Ltd. · Data source: CREA DDF.

Description

Perfectly positioned in the desirable Cedar Hill neighbourhood, this spacious 2-bedroom, 2-bathroom home offers comfortable living in an exceptionally convenient location. Situated on a quiet street, the residence features a bright and functional floorplan with impressive ceiling height and large windows that fill the space with natural light. Designed for both everyday comfort and easy entertaining, the open living and dining areas flow seamlessly onto a private balcony—an ideal spot to enjoy your morning coffee or unwind at the end of the day. The flexible office nook adds valuable extra space for remote work, studying, or additional storage. The well-appointed kitchen provides excellent cabinet and counter space, while practical features such as in-suite laundry, secure bike storage, and two parking spaces add to the home’s overall convenience. Enjoy being just minutes from cafés, restaurants, grocery stores including Thrifty Foods and Fujiya, parks, and everyday amenities. Excellent transit connections to UVIC, Camosun College, and downtown Victoria make this property an attractive option for first-time buyers, professionals, students, and investors. Offering an unbeatable combination of location, functionality, and lifestyle, this is a wonderful opportunity to own in one of Victoria’s most established and sought-after communities. (id:63159)

Values & Trends

This listing

$781/sqft

Building average

$846/sqft

2 active listing(s)

Cedar Hill average

$705/sqft

12 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

13°C

Humidity 83%

Wind WNW 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

70

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Doncaster ElementaryElementary521 m
Cedar Hill MiddleElementary655 m
Campus View ElementaryElementary1.1 km
St. Michaels University School(Independent)K-121.1 km
Braefoot ElementaryElementary1.3 km
Mount Douglas SecondarySecondary1.7 km
Lansdowne Middle SchoolMiddle1.8 km
Maria Montessori Academy(Independent)Elementary1.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Fig Delicatessen · 1551 Cedar Hill Cross Road72 m
  • The Rack Bistro · 1550 Cedar Hill Cross Road152 m
  • Laila Laila Hotpot · 1546 Cedar Hill Cross Road156 m
  • Tropical Island · 3690 Shelbourne Street164 m
  • Fujiya · 3624 Shelbourne Street201 m

Cafes (5+)

  • Urban Cup · 3690 Shelbourne Street152 m
  • Starbucks229 m
  • Ding Tea · 3749 Shelbourne Street234 m
  • Phonomenal251 m
  • Tim Hortons · 3749 Shelbourne Street251 m

Grocery (3)

  • SaanniSunny Asian Market · 1551 Cedar Hill Cross Road80 m
  • Fairway Market Shelbourne Plaza · 3651 Shelbourne Street236 m
  • Bulk Barn · 3609 Shelbourne Street283 m

Parks (5+)

  • Gore-Peace Memorial Park126 m
  • Rowan Park383 m
  • Rendle Green390 m
  • Jennifer Park493 m
  • Horner Park560 m

Shopping (2)

  • Shelbourne Village Square · 3749 Shelbourne Street239 m
  • Shelbourne Plaza244 m

Pharmacies (1)

  • Heart Pharmacy IDA · 3643 Shelbourne Street240 m

Banks & ATMs (4)

  • Coast Capital Savings · 3750 Shelbourne Street165 m
  • TD · 3675 Shelbourne Street195 m
  • Vancity · 1590 Cedar Hill Cross Road221 m
  • BMO · 3616 Shelbourne Street232 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 5.7% ($33,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$464,000.00
Periodic payment — Principal & Interest (monthly)$2,993.57
Additional monthly expenses (strata, tax, utilities, etc.)$713.30
Total monthly cost$3,706.87
Interest paid over 5-yr term$132,983.73
Balance at end of term$417,369.50

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$33,000
Stress test qualifying rate8.09%
Payment you must qualify for$4,206.24

Cash Needed at Closing

Minimum down payment$33,000
Estimated BC PTT$9,600
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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