Property Type: Detached HouseOwnership: Freehold

4759 Yellow Point Rd

Ladysmith, BC V9G1H2

$1,325,000

4 bed3 bath20 parking1,686 sqftBuilt 1992
Get Directions

Property Details

Property & Lot

Sub-type
House
Lot size
1.41 acres
Zoning
Agricultural

A-1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,737

Interior

Heating
Heat Pump, Baseboard heaters, Forced air, Wood
Cooling / A/C
Central air conditioning, Fully air conditioned, Air Conditioned
Fireplace
Yes (4)

Parking

Total spaces
20

Room Dimensions

RoomLevelDimensions
Living roomAuxiliary Building15'6 x 17'4
KitchenAuxiliary Building11'7 x 13'4
Dining roomAuxiliary Building5'7 x 12'11
BedroomOther10'11 x 13'10
BathroomAuxiliary Building4-Piece
Living roomMain level10'4 x 10'9
Laundry roomMain level8'8 x 12'8
KitchenMain level8'1 x 14'0
Family roomMain level10'4 x 10'9
EntranceMain level4'10 x 5'0
EnsuiteMain level3-Piece
Dining nookMain level9'4 x 12'5
Dining roomMain level12'6 x 14'4
BathroomMain level4-Piece
BedroomMain level11'8 x 12'0
BedroomMain level13'7 x 13'9
Primary BedroomMain level10'8 x 15'0

Listing Information

MLS®
1044868
Listed
August 1, 2026
Time on market
On the market for 30 days
Data last synced
August 28, 2026

Listing provided by: Easy List Realty · Data source: CREA DDF.

Description

*** For more information, please click Brochure button. *** Everything you could want in a rural property on 1.4 acres with incredible small business potential! Located in the desirable North Oyster/Yellow Point area, this nicely updated 1,700 sq ft rancher offers 3 bedrooms and 2 bathrooms, set on a clean, landscaped, low-maintenance yard. The home features a bright, spacious layout with a large living room, dining area, and kitchen with island, plus a functional utility room with laundry and storage. The primary bedroom includes a 3-piece ensuite, with two additional bedrooms ideal for family or a home office. Enjoy year-round comfort with a heat pump (A/C), wood stove, and baseboard heating. Step outside to a massive 960 sq ft deck with a sunken hot tub, perfect for entertaining. The property includes a 960 sq ft garage and an impressive 2,400 sq ft shop—formerly an automotive business—with multiple bays, high ceilings, office space, washroom, and full compressed air setup. Above the shop is a fully self-contained 860 sq ft unregistered 1-bedroom suite with private entrance, laundry, large deck, and separate hydro meter—ideal as a income support or guest space. Infrastructure includes 400 amp service (200 amp house/shop), drilled well, septic system, fiber optic internet, and more. Located in the ALR but exempt from ALC restrictions. Close to parks, schools, fire hall, and just minutes to Ladysmith, Cedar, and Chase River amenities. (id:63159)

Values & Trends

This listing

$786/sqft

Building average

No other active listings in this building

Ladysmith average

$545/sqft

69 active listing(s)

Parking: 20 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

8,990

(2021 Census)

+5.3% since 2016

Density: 746.7/km²

Dwellings: 4,079

Median household income: $81,000

After-tax: $72,500

Immigrant population: 12.7%

Top countries of origin (% of total population)

  • United Kingdom4.9% · 440
  • United States of America1.3% · 120
  • Germany0.7% · 65
  • Netherlands0.5% · 45
  • Poland0.3% · 25
  • South Africa, Republic of0.3% · 25
  • India0.3% · 25
  • Mexico0.2% · 20

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
North Oyster ElementaryElementary1.8 km
Cedar ElementaryElementary5.5 km
Ladysmith IntermediateElementary6.3 km
Ladysmith SecondarySecondary6.7 km
Ladysmith PrimaryElementary6.8 km
Stz'uminus Senior Secondary(Independent)Secondary7.5 km
Cedar SecondarySecondary7.7 km
Qwam Qwum Stuwixwulh Community SchoolElementary8.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($107,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,060,000.00
Periodic payment — Principal & Interest (monthly)$6,838.76
Additional monthly expenses (strata, tax, utilities, etc.)$395.42
Total monthly cost$7,234.18
Interest paid over 5-yr term$303,799.05
Balance at end of term$953,473.43

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$107,500
Stress test qualifying rate8.09%
Payment you must qualify for$9,362.15

Cash Needed at Closing

Minimum down payment$107,500
Estimated BC PTT$24,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$133,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information