Property Type: Land / LotOwnership: Freehold

325 Kildare Way

Vernon, BC V1H2C7

$210,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.5 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$999.71

Interior

Fireplace
None

Listing Information

MLS®
10378496
Listed
March 16, 2026
Time on market
On the market for 168 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (Kelowna) · Data source: CREA DDF.

Description

Build your dream home on this selectively cleared lake view lot! Welcome to 325 Kildare Way, a rare opportunity to own a 0.5-acre rural lot close to the sparkling shores of Okanagan Lake and Killiney Beach Park. This private, peaceful setting offers the perfect blend of tranquility and convenience, ideal for creating your custom retreat. With water available, electricity at the lot line, and the possibility of quick possession, you can start building right away. The spacious lot provides ample room for your dream design, whether you envision a modern lake view escape, a cozy vacation getaway, or a full-time residence surrounded by natural beauty. Enjoy the best of Okanagan living with recreation right at your doorstep, boating, swimming, fishing, and hiking are all nearby. Golf courses, wineries, and world-class ski resorts are within easy reach, while both Vernon and Kelowna are just a short drive away for shopping, dining, and urban amenities. This is your chance to secure a slice of the Okanagan lifestyle. Private, peaceful, and close to it all. (id:63159)

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Okanagan Landing ElementaryElementary12.4 km
Oyama Traditional SchoolElementary13.0 km
Ellison ElementaryElementary14.9 km
Clarence Fulton SecondaryElementary15.2 km
Davidson Road ElementaryElementary16.4 km
Mission Hill ElementaryElementary17.1 km
Kidston ElementaryElementary17.7 km
Kalamalka SecondaryElementary18.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($10,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$168,000.00
Periodic payment — Principal & Interest (monthly)$1,083.88
Additional monthly expenses (strata, tax, utilities, etc.)$83.31
Total monthly cost$1,167.19
Interest paid over 5-yr term$48,149.28
Balance at end of term$151,116.54

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$10,500
Stress test qualifying rate8.09%
Payment you must qualify for$1,534.09

Cash Needed at Closing

Minimum down payment$10,500
Estimated BC PTT$2,200
Legal / closing costs (typical estimate)$1,500
Total cash needed$14,200

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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