Property Type: Land / LotOwnership: Freehold

9444 / 9432 Winchester Road Lot# 42 & 43

Fintry, BC V1H2E2

$196,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
1.03 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,063.21

Interior

Fireplace
None

Listing Information

MLS®
10390118
Listed
June 18, 2026
Time on market
On the market for 74 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Horizon Realty · Data source: CREA DDF.

Description

Rare opportunity to acquire two side-by-side RU5-zoned parcels totalling over 1 acre of land on Winchester Road. Together, these properties offer approximately 1.03 acres backing onto forested green space, with one lot enjoying a view of Okanagan Lake and the other providing additional land area for enhanced flexibility and privacy. Located in the peaceful rural community of Killiney Beach, between Kelowna and Vernon, this unique offering presents endless possibilities for those seeking space, nature, and long-term value. RU5 zoning permits a single detached home, secondary suite, home-based business, accessory buildings and more, subject to RDCO regulations. Both properties are offered below BC Assessed Value and may be purchased together or individually. (id:63159)

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Okanagan Landing ElementaryElementary13.2 km
Oyama Traditional SchoolElementary13.7 km
Ellison ElementaryElementary15.8 km
Clarence Fulton SecondaryElementary16.0 km
Davidson Road ElementaryElementary16.7 km
Mission Hill ElementaryElementary18.0 km
Kidston ElementaryElementary18.6 km
Alexis Park ElementaryElementary19.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($9,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$156,800.00
Periodic payment — Principal & Interest (monthly)$1,011.62
Additional monthly expenses (strata, tax, utilities, etc.)$88.60
Total monthly cost$1,100.22
Interest paid over 5-yr term$44,939.33
Balance at end of term$141,042.11

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$9,800
Stress test qualifying rate8.09%
Payment you must qualify for$1,431.81

Cash Needed at Closing

Minimum down payment$9,800
Estimated BC PTT$1,960
Legal / closing costs (typical estimate)$1,500
Total cash needed$13,260

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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