Property Type: Detached HouseOwnership: Freehold

449 EXMOOR Street

Waterloo, BC N2K3T7

$699,900

3 bed2.5 bath3 parking1,825 sqft
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Property Details

Property & Lot

Sub-type
House
Style
Cape Cod
Stories
2
Frontage
32 feet

R4

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,969

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Water softener, Dishwasher, Stove, Dryer, Hood Fan, Window Coverings, Garage door opener, Microwave Built-in

Exterior & Lot

Exterior features
Aluminum siding
Lot features
Sump Pump

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
3 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Utility roomLower level5'6'' x 9'9''
Recreation roomLower level24'0'' x 18'4''
Laundry roomLower level6'5'' x 7'7''
Primary BedroomSecond level19'3'' x 10'4''
BedroomSecond level14'1'' x 10'4''
BedroomSecond level10'6'' x 9'5''
4pc BathroomSecond level12'10'' x 9'5''
Living roomMain level20'4'' x 10'11''
KitchenMain level9'2'' x 8'10''
DinetteMain level8'5'' x 8'10''
2pc BathroomMain level5'0'' x 4'11''

Listing Information

MLS®
40854704
Listed
August 11, 2026
Time on market
On the market for 35 days
Data last synced
September 15, 2026

Listing provided by: Royal LePage Wolle Realty · Data source: CREA DDF.

Description

Picture this: coffee on the deck, birds singing, dappled shade from your beautiful tree, and not a single reason to leave your private backyard. Welcome to 449 Exmoor St, a spacious, 3 bedroom, 2 bathroom home tucked into Waterloo's family-friendly Lexington neighbourhood. From the moment you walk in, you'll feel the comfort of a home that's been well maintained. This move-in ready, freshly painted, carpet-free home has laminate hardwood throughout. The large, sun-filled living room is the perfect spot to unwind or gather with family and friends, flowing into an upgraded kitchen featuring modern finishes. Updated main floor powder room. Step out from the kitchen onto a spacious deck, made for morning solitude or evening barbecues. Downstairs, the finished basement offers flexible bonus space for a rec room, home office or gym, adding valuable living area beyond the main floor. Outside is where this home truly shines. The fully fenced backyard is anchored by a gorgeous maple tree that blankets the yard in cool shade all summer long, a rare find and a beautiful backdrop for kids, pets, gardening, or simply relaxing outdoors in total privacy. Located in Waterloo's east end, this area is known for having great schools, excellent access to public transportation, and easy access to top recreation facilities like RIM Park. This area offers no shortage of green space, including community trails, Wintermeyer Park, and Auburn Park, to name a few. Families will appreciate that both Lexington Public School and St. Matthew Catholic Elementary School are located right in the neighbourhood. Local amenities: grocery stores, convenience stores, pharmacies, gas stations, and plenty of restaurants. Nearby expressway access makes for easy commutes around Waterloo, into Kitchener, and beyond. Whether you're raising a family, working from home, or just looking for a peaceful retreat with mature trees and neighbourhood charm, 449 Exmoor St. has it all. Some photos are virtually staged (id:63159)

Values & Trends

This listing

$384/sqft

Building average

No other active listings in this building

120 - Lexington/Lincoln Village average

$429/sqft

22 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kitchener-Waterloo

Cloudy

16°C

Cloudy

Humidity 80%

Wind SE 13 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$559,920.00
Periodic payment — Principal & Interest (monthly)$3,612.41
Additional monthly expenses (strata, tax, utilities, etc.)$505.08
Total monthly cost$4,117.50
Interest paid over 5-yr term$160,474.68
Balance at end of term$503,649.85

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,036.03

Cash Needed at Closing

Minimum down payment$44,990
Estimated BC PTT$11,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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