Property Type: Detached HouseOwnership: FreeholdNEW LISTING

395 MOSSOM Place

Waterloo, BC N2K2G7

$599,900

3 bed2.5 bath3 parking1,720 sqftBuilt 1976
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Open House

Sunday, September 20

2:00 PM4:00 PM

Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
2
Frontage
114 feet

R1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,583

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Water softener, Dishwasher, Dryer

Exterior & Lot

Exterior features
Brick, Vinyl siding
Lot features
Cul-de-sac
Fencing
Fence

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system
Utilities
Natural Gas, Electricity, Cable

Parking

Total spaces
3 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
FoyerMain level7'1'' x 8'2''
StorageBasement19'7'' x 11'6''
Recreation roomBasement19'3'' x 11'5''
4pc BathroomSecond level8'4'' x 12'0''
Primary BedroomSecond level14'3'' x 12'0''
BedroomSecond level10'1'' x 9'7''
BedroomSecond level10'1'' x 13'0''
2pc BathroomMain level4'1'' x 5'3''
KitchenMain level10'2'' x 11'4''
Dining roomMain level9'0'' x 11'11''
Living roomMain level19'10'' x 11'7''
Family roomMain level11'7'' x 14'11''

Listing Information

MLS®
40860871
Listed
September 14, 2026
Time on market
On the market for 1 day
Data last synced
September 15, 2026

Listing provided by: RE/MAX SOLID GOLD REALTY (II) LTD. · Data source: CREA DDF.

Description

If location is at the top of your wish list, you’ve found the right one. Tucked away on a quiet cul-de-sac in the family-friendly neighbourhood of Lincoln Village, this home sits on a 114' x 70' lot and offers plenty of space and opportunity. 3 bedrooms, 1.5 bathrooms, and approximately 1,475 sqft, this four-level side-split offers a layout with both a living room and family room, plus a finished basement for bonus space. Freshly painted throughout, the home is ready for you to move in while you take your time planning how to bring out its full potential. The spacious main floor with a large front window, fills the room with natural light. A dining area provides the perfect space for family dinners, while the eat-in kitchen offers a convenient spot for casual meals. The kitchen also presents an exciting opportunity to expand the counter space or add additional cabinetry by reimagining the existing eat-in area. A few steps down, you’ll find the family room. Additional living space that offers plenty of flexibility. This level also features a 2-piece bathroom, access to the single-car garage, and a sliding-door walkout to the backyard. Outside, the fenced yard offers plenty of room, plus an abundance of space along the side of the home providing potential for expansion or landscaping ideas. Upstairs, you’ll find 3 generously sized bedrooms, including the primary bedroom with ample closet space. The 4-pc bathroom features a shower/tub combination and a generous vanity with the potential to accommodate a double-sink setup while still maintaining plenty of counter space. The lower level is complete with a finished rec-room and ample storage in the utility room and the crawl space. You’re just minutes from RIM Park, Grey Silo Golf Course, Conestoga Mall, the Expressway, schools, parks, and everyday amenities, making this a fantastic opportunity for families, first-time buyers, or anyone looking for a home with room to grow. Great location. Great lot. Great potential. (id:63159)

Values & Trends

This listing

$349/sqft

Building average

No other active listings in this building

120 - Lexington/Lincoln Village average

$431/sqft

22 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kitchener-Waterloo

Cloudy

16°C

Cloudy

Humidity 80%

Wind SE 13 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,920.00
Periodic payment — Principal & Interest (monthly)$3,096.28
Additional monthly expenses (strata, tax, utilities, etc.)$467.92
Total monthly cost$3,564.20
Interest paid over 5-yr term$137,546.45
Balance at end of term$431,689.59

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,343.96

Cash Needed at Closing

Minimum down payment$34,990
Estimated BC PTT$9,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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