Property Type: Detached HouseOwnership: Freehold

1506 Johnson Street

Summerland, BC V0H1Z9

$1,195,000

5 bed3.5 bath8 parking4,815 sqftBuilt 1966
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Property Details

Property & Lot

Sub-type
House
Stories
2.5
Lot size
0.25 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,979.36

Interior

Basement
Full
Heating
Heat Pump, Baseboard heaters, See remarks
Cooling / A/C
Heat Pump
Fireplace
Yes (2)
Fireplace type
Gas, Unknown
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Stucco

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
8 — covered indicated
Features
Attached Garage, RV, Oversize, See Remarks, Heated Garage

Room Dimensions

RoomLevelDimensions
SaunaBasement7'10'' x 11'10''
Laundry roomBasement10' x 7'6''
Recreation roomBasement29'8'' x 19'11''
BedroomBasement23'6'' x 11'11''
Hobby roomBasement6'8'' x 13'7''
Laundry roomBasement13'10'' x 10'10''
BedroomBasement11'3'' x 11'1''
BedroomBasement14'3'' x 14'8''
3pc BathroomBasement8'8'' x 7'
2pc BathroomSecond level3' x 9'
Great roomSecond level19'10'' x 28'
PantryMain level18'3'' x 8'5''
Primary BedroomMain level11'8'' x 12'8''
KitchenMain level15' x 20'5''
Family roomMain level11'10'' x 20'3''
Dining roomMain level9'6'' x 16'9''
Dining roomMain level15' x 6'8''
DenMain level9'10'' x 20'2''
BedroomMain level9'6'' x 12'8''
4pc BathroomMain level15'9'' x 13'4''
FoyerMain level15' x 10'3''

Listing Information

MLS®
10397420
Listed
August 11, 2026
Time on market
On the market for 20 days
Data last synced
August 28, 2026

Listing provided by: Chamberlain Property Group Inc. · Data source: CREA DDF.

Description

TRADE ALERT! The Seller is open to trade — real property at various price points, including residential, recreational, commercial, or land. Located in coveted Trout Creek, this well-maintained home offers estate-like curb appeal on a landscaped 0.25-acre lot, with a fenced backyard, RV/boat parking, and multiple outdoor living spaces. The chef-inspired kitchen features an oversized island, walk-through servery, gas range, double wall ovens, stand-up freezer, two dishwashers, and stainless appliances, flowing to a dining area, breakfast nook, and living room. The primary suite has a spa-like ensuite with dual sinks and a custom-tiled shower; a second bedroom and bonus room complete the main floor. Upstairs, a 530 sq. ft. great room with soaring ceilings suits family gatherings. The lower level offers a large rec room, three bedrooms, a full bath, laundry, and craft room, plus a double garage and workshop. Ideal for families or multi-generational living, just a short walk to beaches, Okanagan Lake, and Trout Creek Elementary. Immediate possession available! (id:63159)

Values & Trends

This listing

$248/sqft

Building average

No other active listings in this building

Trout Creek average

$670/sqft

16 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

12,042

(2021 Census)

+3.7% since 2016

Density: 162.6/km²

Dwellings: 5,426

Median household income: $82,000

After-tax: $74,000

Immigrant population: 12.2%

Top countries of origin (% of total population)

  • United Kingdom3.3% · 395
  • Germany1% · 125
  • India0.9% · 110
  • United States of America0.8% · 95
  • Netherlands0.7% · 85
  • Poland0.4% · 50
  • Hungary0.3% · 40
  • Philippines0.3% · 40

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Trout Creek ElementaryElementary239 m
Unisus Junior School(Independent)Elementary3.6 km
Unisus Senior School(Independent)Secondary3.6 km
Naramata ElementaryElementary3.7 km
Summerland Montessori School(Independent)Elementary4.9 km
Summerland SecondaryK-125.0 km
West Bench ElementaryElementary7.9 km
Queens Park ElementaryElementary8.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Powell Beach Park394 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($94,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$956,000.00
Periodic payment — Principal & Interest (monthly)$6,167.79
Additional monthly expenses (strata, tax, utilities, etc.)$822.61
Total monthly cost$6,990.40
Interest paid over 5-yr term$273,992.35
Balance at end of term$859,925.09

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$94,500
Stress test qualifying rate8.09%
Payment you must qualify for$8,462.46

Cash Needed at Closing

Minimum down payment$94,500
Estimated BC PTT$21,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$117,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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