Property Type: Detached HouseOwnership: Freehold

33 Birch Road

Lumby, BC V0E2G5

$724,000

4 bed3 bath2,186 sqftBuilt 1994
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.35 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,665.15

Interior

Heating
Forced air, See remarks
Fireplace
None
Flooring
Carpeted, Linoleum, Vinyl

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Parking

Features
Additional Parking

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Primary BedroomSecond level15'9'' x 11'11''
Full bathroomSecond level4'5'' x 8'7''
Full bathroomSecond level8'5'' x 8'7''
BedroomSecond level9'3'' x 12'0''
Living roomSecond level28'0'' x 20'4''
KitchenSecond level25'1'' x 12'10''
Utility roomMain level22'2'' x 14'2''
BedroomMain level11'1'' x 14'5''
Full bathroomMain level6'6'' x 10'9''
BedroomMain level14'7'' x 13'2''
Family roomMain level25'7'' x 18'9''

Listing Information

MLS®
10390478
Listed
June 17, 2026
Time on market
On the market for 75 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

First time on the market, this well-maintained family home offers a rare opportunity to enjoy extra space and privacy while remaining just 2 km from town and all the amenities that Lumby has to offer. Situated on highly sought-after Birch Road, a desirable family-friendly area, this property is perfect for buyers looking for a home with room to grow, both inside and out. Set on a beautifully landscaped property with plenty of green space, the private backyard provides a peaceful retreat complete with a tranquil pond and a secluded deck—ideal for relaxing, entertaining, or enjoying the surrounding natural beauty. Designed for comfortable family living, the home features 2 bedrooms on the main floor and 2 additional bedrooms in the basement, along with 3 full bathrooms. The lower level offers a spacious family room, while the workshop and utility room provide excellent space for projects, storage, and everyday functionality. Practical features abound with a 3-bay carport and ample room for RVs, boats, trailers, recreational equipment, and multiple vehicles. Major updates include a roof approximately 5 years old and a hot water tank is 2 yrs old. The property is serviced by a strong 30 GPM well, ensuring an excellent and reliable water. Whether you're searching for a family home with room to expand, space for hobbies and recreational gear, or a private setting close to town, this exceptional property offers the perfect blend of comfort, convenience, and country living! (id:63159)

Values & Trends

This listing

$331/sqft

Building average

No other active listings in this building

Lumby Valley average

$477/sqft

46 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

2,063

(2021 Census)

+12.5% since 2016

Density: 347.9/km²

Dwellings: 861

Median household income: $77,000

After-tax: $70,500

Immigrant population: 9.2%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 60
  • United States of America1.2% · 25
  • Netherlands0.5% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
J W Inglis ElementaryElementary1.6 km
Charles Bloom SecondaryK-122.1 km
Crossroads Learning CentreSecondary2.2 km
Okanagan Waldorf School(Independent)Elementary7.1 km
Lavington ElementaryElementary10.7 km
B X ElementaryElementary18.4 km
Hillview ElementaryElementary19.4 km
Coldstream ElementaryElementary19.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 6.5% ($47,400) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$579,200.00
Periodic payment — Principal & Interest (monthly)$3,736.80
Additional monthly expenses (strata, tax, utilities, etc.)$331.10
Total monthly cost$4,067.90
Interest paid over 5-yr term$166,000.38
Balance at end of term$520,992.27

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$47,400
Stress test qualifying rate8.09%
Payment you must qualify for$5,202.82

Cash Needed at Closing

Minimum down payment$47,400
Estimated BC PTT$12,480
Legal / closing costs (typical estimate)$1,500
Total cash needed$61,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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