Property Type: Land / LotOwnership: Freehold

3340 Black Pine Lane

Kelowna, BC V1V3G1

$525,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.19 acres
Frontage
65 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,398

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view, View of water, View (panoramic)

Listing Information

MLS®
10374375
Listed
January 30, 2026
Time on market
On the market for 213 days
Data last synced
August 28, 2026

Listing provided by: Sotheby's International Realty Canada · Data source: CREA DDF.

Description

Make McKinley Beach your permanent retreat, where unobstructed views of Okanagan Lake and the surrounding valley set the stage for everyday living. Tucked away on a quiet private lane, this homesite offers a sense of seclusion while remaining just minutes to the waterfront and all the community has to offer. Bring your vision to life with the opportunity to work alongside McKinley Beach’s preferred builders to create a custom residence tailored to your lifestyle—whether that means expansive outdoor entertaining, a view-filled great room, or a design that maximizes natural light and lake vistas. Beyond your doorstep, enjoy the benefits of one of Kelowna’s most desirable master-planned communities. Residents have access to a private boat marina, amenity centre, outdoor gym, tennis courts, and pickleball, with additional amenities and future enhancements planned. Conveniently located close to everyday services and shopping, and within easy reach of UBC Okanagan and Kelowna International Airport, this is a rare opportunity to secure a premier location and build the home you’ve always imagined. (id:63159)

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
HS Grenda Middle SchoolMiddle6.0 km
George Elliot SecondarySecondary6.1 km
North Glenmore ElementaryElementary6.3 km
Aberdeen Hall Preparatory School(Independent)K-126.4 km
Peter Greer ElementaryElementary6.6 km
Dr Knox Middle SchoolMiddle7.0 km
Davidson Road ElementaryElementary7.3 km
Watson Road ElementaryElementary8.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • McKinley Mountain Park683 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.2% ($27,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$420,000.00
Periodic payment — Principal & Interest (monthly)$2,709.70
Additional monthly expenses (strata, tax, utilities, etc.)$199.83
Total monthly cost$2,909.53
Interest paid over 5-yr term$120,373.21
Balance at end of term$377,791.36

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$27,500
Stress test qualifying rate8.09%
Payment you must qualify for$3,825.60

Cash Needed at Closing

Minimum down payment$27,500
Estimated BC PTT$8,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$37,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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