Property Type: Land / LotOwnership: Freehold

3608 Sagehill Court

Kelowna, BC V1V3G2

$499,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.16 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,712.76

Interior

Fireplace
None

Exterior & Lot

View
Lake view, Mountain view, Valley view, View of water, View (panoramic)

Listing Information

MLS®
10396422
Listed
August 4, 2026
Time on market
On the market for 27 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna - Stone Sisters · Data source: CREA DDF.

Description

An exceptional opportunity to build in one of Kelowna's most sought-after lakeview communities. Set on a 0.16-acre homesite in the heart of McKinley Beach, this property offers the perfect canvas to create a custom home that reflects your lifestyle. Surrounded by quality residences and thoughtfully designed streetscapes, you'll enjoy a peaceful setting where nature and modern living exist in perfect harmony. Wake each morning surrounded by rolling hills, mature natural landscapes and glimpses of Okanagan Lake, while enjoying the convenience of a community designed around connection, recreation and outdoor living. McKinley Beach offers an unmatched lifestyle with exclusive access to the Our Place amenity centre featuring an indoor pool, hot tub, fitness centre, sauna and yoga studio. Residents also enjoy tennis, pickleball and basketball courts, a private marina, sandy beach, swim docks, community gardens and over 12 kilometres of scenic hiking and walking trails. Whether your ideal day includes paddleboarding on the lake, exploring nature trails or meeting neighbours for coffee at the community hub, this is a neighbourhood designed to embrace the very best of the Okanagan lifestyle. Ideally located just minutes from Kelowna International Airport, UBCO, world-class wineries, golf courses and downtown Kelowna, McKinley Beach offers the perfect balance of peaceful surroundings and everyday convenience. Design and build a home that is uniquely yours in a community where exceptional architecture, natural beauty and an active lakeside lifestyle come together. (id:63159)

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
HS Grenda Middle SchoolMiddle5.3 km
George Elliot SecondarySecondary5.4 km
Peter Greer ElementaryElementary5.9 km
Davidson Road ElementaryElementary6.7 km
Aberdeen Hall Preparatory School(Independent)K-126.8 km
North Glenmore ElementaryElementary6.9 km
Dr Knox Middle SchoolMiddle7.5 km
Ellison ElementaryElementary8.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$399,200.00
Periodic payment — Principal & Interest (monthly)$2,575.50
Additional monthly expenses (strata, tax, utilities, etc.)$226.06
Total monthly cost$2,801.57
Interest paid over 5-yr term$114,411.87
Balance at end of term$359,081.69

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,950
Stress test qualifying rate8.09%
Payment you must qualify for$3,645.28

Cash Needed at Closing

Minimum down payment$24,950
Estimated BC PTT$7,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,430

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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