Property Type: Detached HouseOwnership: Freehold

132 SPADINA Road E

Kitchener, BC N2M3X4

$499,999

2 bed1 bath3 parking786 sqftBuilt 1948
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Property Details

Property & Lot

Sub-type
House
Style
Bungalow
Stories
1
Frontage
50 feet

R2A

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,163.5

Interior

Basement
Unfinished, Partial
Heating
Forced air, Natural gas
Cooling / A/C
None
Fireplace
None
Appliances
Washer, Refrigerator, Stove, Dryer

Exterior & Lot

Exterior features
Vinyl siding
Lot features
Paved driveway

Building

Foundation
Block
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
3 — uncovered indicated
Features
None

Room Dimensions

RoomLevelDimensions
BedroomMain level11'5'' x 8'1''
BedroomMain level11'5'' x 10'0''
Family roomMain level9'7'' x 21'10''
4pc BathroomMain level7'10'' x 5'4''
KitchenMain level11'4'' x 8'0''
Living roomMain level11'5'' x 15'11''

Listing Information

MLS®
40860378
Listed
September 3, 2026
Time on market
On the market for 11 days
Data last synced
September 15, 2026

Listing provided by: Chestnut Park Realty Southwestern Ontario Limited · Data source: CREA DDF.

Description

Positioned on a treelined boulevard on a large 50’ x 128’ lot, and centrally located near St Mary’s Hospital and Downtown Kitchener. Walk to the many events in Victoria Park, go for a swim at Harry Class Pool, or walk to the community pizza oven just down the road. Inside, this cute 2 bedroom bungalow has 2 living areas with original midcentury storage builtins. Out back a big, fully fenced backyard that is ready for summer fires and provides enough space to add a garage or addition in the future. The private single driveway has room for 3 cars and the large shed with room for bikes, kayaks and other outdoor equipment. It’s hard to find a lot this size for this price in Kitchener. Enjoy the mature trees, the wide boulevard, friendly neighbours, and low density character of this distinctive postwar Veterans community. (id:63159)

Values & Trends

This listing

$636/sqft

Building average

No other active listings in this building

325 - Forest Hill average

$437/sqft

25 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($25,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$399,999.00
Periodic payment — Principal & Interest (monthly)$2,580.66
Additional monthly expenses (strata, tax, utilities, etc.)$302.63
Total monthly cost$2,883.28
Interest paid over 5-yr term$114,640.86
Balance at end of term$359,800.39

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$25,000
Stress test qualifying rate8.09%
Payment you must qualify for$3,652.58

Cash Needed at Closing

Minimum down payment$25,000
Estimated BC PTT$8,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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