Property Type: Detached HouseOwnership: Freehold

350 CANADA PLUM Street

Waterloo, BC N2V0H9

$1,270,000

4 bed4.5 bath4 parking3,505 sqftBuilt 2025
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Property Details

Property & Lot

Sub-type
House
Stories
2
Frontage
36 feet

R6

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,782

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Fireplace
None
Appliances
Washer, Refrigerator, Dishwasher, Stove, Dryer

Exterior & Lot

Exterior features
Concrete, Brick, Vinyl siding
Lot features
Sump Pump

Building

Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
BedroomSecond level12'0'' x 12'0''
3pc BathroomBasement
OtherBasement13'0'' x 10'6''
OtherBasement17'11'' x 14'7''
Family roomSecond level16'7'' x 16'10''
4pc BathroomSecond level
BedroomSecond level11'3'' x 13'0''
BedroomSecond level11'3'' x 13'4''
3pc Ensuite bathSecond level
Primary BedroomSecond level14'0'' x 18'11''
Laundry roomMain level
DinetteMain level9'5'' x 12'8''
KitchenMain level11'2'' x 12'8''
Great roomMain level19'4'' x 13'0''
2pc BathroomMain level
FoyerMain level

Listing Information

MLS®
40839251
Listed
June 18, 2026
Time on market
On the market for 88 days
Data last synced
September 15, 2026

Listing provided by: Royal LePage Peaceland Realty · Data source: CREA DDF.

Description

Better Than New – 2025 Built Home in Prestigious Vista Hills! Nestled in one of Waterloo’s most desirable communities and located within the highly acclaimed Laurel Heights Secondary School boundary, this stunning 4-bedroom family home offers over 3,500 sq. ft. of beautifully finished living space. Enjoy exceptional convenience with easy access to Costco, The Boardwalk, restaurants, parks, and transit. The thoughtfully designed main floor features 9-foot ceilings, engineered hardwood flooring in the great room, elegant pot lighting throughout, and a spacious open-concept layout perfect for modern living. The upgraded chef’s kitchen showcases quartz countertops, a large centre island with breakfast bar, premium cabinetry, and stainless steel appliances. A convenient main-floor laundry and mudroom adds everyday functionality. Upstairs, you’ll find four generously sized bedrooms, including a luxurious primary retreat complete with a walk-in closet and a versatile sitting area ideal for a home office, reading nook, or entertainment space. The professionally finished walk-out basement, completed by the builder, includes a full bathroom and offers outstanding potential for a future legal secondary suite or in-law setup, subject to municipal approvals—an excellent opportunity for additional rental income. Step outside and enjoy direct access to the scenic Vista Hills trail system, perfect for walking, cycling, and year-round outdoor enjoyment. Surrounded by playgrounds, greenspace, and the city’s largest forest park, this family-friendly neighbourhood offers the perfect blend of nature and convenience. The rear deck featuring elegant glass railings, creating the perfect outdoor space for relaxing or entertaining. A rare opportunity to own a move-in-ready, better-than-new home in one of Waterloo’s most sought-after communities. Don't miss it! (id:63159)

Values & Trends

This listing

$362/sqft

Building average

No other active listings in this building

443 - Columbia Forest/Clair Hills average

$398/sqft

43 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kitchener-Waterloo

Cloudy

11°C

Cloudy

Humidity 92%

Wind ENE calm km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($102,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,016,000.00
Periodic payment — Principal & Interest (monthly)$6,554.89
Additional monthly expenses (strata, tax, utilities, etc.)$823.50
Total monthly cost$7,378.39
Interest paid over 5-yr term$291,188.52
Balance at end of term$913,895.29

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$102,000
Stress test qualifying rate8.09%
Payment you must qualify for$8,981.51

Cash Needed at Closing

Minimum down payment$102,000
Estimated BC PTT$23,400
Legal / closing costs (typical estimate)$1,500
Total cash needed$126,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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