Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

720 WOOD LILY Street

Waterloo, BC N2V0G1

$1,180,000

4 bed4.5 bath4 parking3,975 sqftBuilt 2020
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Property Details

Property & Lot

Sub-type
House
Style
Contemporary
Stories
2
Frontage
38 feet

R6

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$8,480

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Dishwasher, Stove, Dryer

Exterior & Lot

Exterior features
Stone, Stucco, Aluminum siding, Brick Veneer
Lot features
Country residential, Sump Pump

Building

Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Recreation roomBasement40'11'' x 19'1''
3pc BathroomBasement
5pc BathroomSecond level
Family roomSecond level16'0'' x 16'9''
BedroomSecond level13'11'' x 10'1''
BedroomSecond level14'0'' x 10'0''
BedroomSecond level14'0'' x 10'1''
4pc Ensuite bathSecond level
Primary BedroomSecond level25'1'' x 19'5''
BreakfastMain level14'1'' x 6'7''
2pc BathroomMain level
Dining roomMain level11'1'' x 14'1''
KitchenMain level17'8'' x 10'1''
Living roomMain level22'3'' x 16'1''

Listing Information

MLS®
40857633
Listed
September 8, 2026
Time on market
On the market for 6 days
Data last synced
September 15, 2026

Listing provided by: Royal LePage Peaceland Realty · Data source: CREA DDF.

Description

Discover exceptional living at 720 Wood Lily Street, an impressive luxury residence in Waterloo’s highly sought-after Vista Hills community, where spacious design, modern finishes, and an unbeatable family-friendly location come together. This beautifully designed home offers 4 spacious bedrooms, 3.5 bathrooms, a second-floor family room, a double-car garage, and a builder-finished basement. With impressive 9-foot ceilings on both the main and second levels, the home feels bright, open, and spacious throughout. The main floor features a thoughtfully designed open-concept layout along with an elegant formal dining room. The upgraded modern kitchen showcases a large granite island, ample cabinetry, and a bright dinette overlooking the warm and inviting great room—perfect for both everyday family living and entertaining. A convenient main-floor laundry room adds to the home’s functional design. Upstairs, you’ll find four generously sized bedrooms plus a versatile family room, ideal as a home office, media lounge, or play area. The luxurious primary suite features a spacious walk-in closet and a spa-inspired ensuite with double vanities and a glass-enclosed shower. The builder-finished basement with a full bathroom provides valuable additional living space and plenty of potential for a recreation room, home gym, guest suite, or entertainment area. Ideally situated just steps from Vista Hills Public School and the community park, and close to St. Nicholas Catholic School and Laurel Heights Secondary School. Enjoy convenient access to The Boardwalk, Costco, restaurants, parks, trails, and public transit. A rare combination of luxury, space, comfort, and convenience in one of Waterloo’s most desirable communities—don’t miss this exceptional opportunity! (id:63159)

Values & Trends

This listing

$297/sqft

Building average

No other active listings in this building

443 - Columbia Forest/Clair Hills average

$401/sqft

43 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kitchener-Waterloo

Cloudy

11°C

Cloudy

Humidity 92%

Wind ENE calm km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($93,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$944,000.00
Periodic payment — Principal & Interest (monthly)$6,090.37
Additional monthly expenses (strata, tax, utilities, etc.)$905.67
Total monthly cost$6,996.03
Interest paid over 5-yr term$270,553.11
Balance at end of term$849,131.05

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$93,000
Stress test qualifying rate8.09%
Payment you must qualify for$8,358.65

Cash Needed at Closing

Minimum down payment$93,000
Estimated BC PTT$21,600
Legal / closing costs (typical estimate)$1,500
Total cash needed$116,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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