Property Type: Detached HouseOwnership: Freehold

35063 SPENCER STREET

Abbotsford, BC V3G2E3

$949,000

5 bed3 bath10 parking2,325 sqftBuilt 1990
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Property Details

Property & Lot

Sub-type
House
Lot size
7,840 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,868.04 (2025)

Interior

Basement
Finished, Full, Separate entrance
Heating
Forced air, Natural gas
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Dishwasher, Stove, Dryer

Building

Water source
Municipal water
Sewer
Sanitary sewer, Storm sewer

Parking

Total spaces
10 — covered indicated
Features
Garage

Listing Information

MLS®
R3143236
Listed
July 7, 2026
Time on market
On the market for 55 days
Tax assessment year
2025
Data last synced
August 30, 2026

Listing provided by: LPT Realty ULC · Data source: CREA DDF.

Description

Spacious basement-entry home on a 7,800 sq. ft. lot in a quiet, family-friendly neighbourhood with beautiful Mount Baker views. Features 3 bedrooms and 2 bathrooms upstairs, including a primary bedroom with ensuite and walk-in closet. Bright main floor offers a living room with gas fireplace, family room, and kitchen with eating area. Basement has a separate entrance, its own laundry, 1 bedroom, 3-piece bath, and excellent suite potential. Covered deck, large backyard, and RV parking on both sides complete this fantastic home. Great location close to excellent schools. (id:63159)

Values & Trends

This listing

$408/sqft

Building average

No other active listings in this building

Abbotsford average

$569/sqft

451 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — Abbotsford

Monthly figures from the Fraser Valley Real Estate Board for Abbotsford detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

$1,143,000

Jul 2026

Average Sale Price

$1,087,192

Jul 2026

Monthly Sales

49

Jul 2026

Active Listings

444

Jul 2026

Sales-to-Active Ratio

11.0%

Jul 2026

Median Days to Contract

20 days

Jul 2026

MLS® HPI Benchmark Price

$1,547,000
$1,057,600
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

Mainly Clear

16°C

Mainly Clear

Humidity 78%

Wind S 3 km/h

Tonight

13°

Tuesday

21°

Tuesday night

13°

Wednesday

20°

Wednesday night

11°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

153,524

(2021 Census)

+8.6% since 2016

Density: 409/km²

Dwellings: 55,659

Median household income: $90,000

After-tax: $81,000

Immigrant population: 28.6%

Top countries of origin (% of total population)

  • India15.5% · 23,835
  • United Kingdom1.5% · 2,315
  • Philippines1.1% · 1,730
  • United States of America0.9% · 1,395
  • Netherlands0.6% · 890
  • Viet Nam0.6% · 880
  • Korea, South0.6% · 845
  • China0.5% · 840

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
McMillan ElementaryElementary1.1 km
William A. Fraser Middle SchoolMiddle1.3 km
Yale SecondarySecondary1.5 km
Mountain ElementaryElementary1.7 km
Alexander ElementaryElementary2.6 km
Margaret Stenersen ElementaryElementary2.8 km
Abbotsford School Of Integrated ArtsElementary3.1 km
Abbotsford Christian School(Independent)K-123.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Abbotsford (SD34)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($69,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$759,200.00
Periodic payment — Principal & Interest (monthly)$4,898.10
Additional monthly expenses (strata, tax, utilities, etc.)$521.67
Total monthly cost$5,419.77
Interest paid over 5-yr term$217,588.90
Balance at end of term$682,902.86

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$69,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,759.97

Cash Needed at Closing

Minimum down payment$69,900
Estimated BC PTT$16,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$88,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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