Property Type: Detached HouseOwnership: Freehold

39 BAINTREE Way

Cambridge, BC N1T2H3

$850,000

5 bed4.5 bath2 parking2,772 sqftBuilt 2006
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Property Details

Property & Lot

Sub-type
House
Stories
2
Frontage
40 feet

R6

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,161

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Water softener, Garage door opener, Microwave Built-in

Exterior & Lot

Exterior features
Brick, Vinyl siding
Lot features
Paved driveway, Sump Pump, Automatic Garage Door Opener, In-Law Suite
Fencing
Fence

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Laundry roomBasement
DenBasement10'3'' x 12'4''
3pc BathroomBasement
BedroomBasement10'7'' x 12'3''
KitchenBasement15'3'' x 12'9''
Living roomBasement15'3'' x 12'9''
BedroomSecond level14'3'' x 10'5''
4pc BathroomSecond level
BedroomSecond level12'0'' x 11'4''
BedroomSecond level10'3'' x 12'4''
4pc BathroomSecond level
Primary BedroomSecond level13'11'' x 15'10''
Kitchen/Dining roomMain level15'11'' x 12'5''
Family roomMain level14'0'' x 14'0''
Living roomMain level22'3'' x 11'0''
2pc BathroomMain level

Listing Information

MLS®
40847640
Listed
July 16, 2026
Time on market
On the market for 61 days
Data last synced
September 15, 2026

Listing provided by: Kigo Realty Inc. · Data source: CREA DDF.

Description

Welcome home to this stunning detached corner-lot beauty in Galt North's sought-after Clemens Mill/Saginaw! Just 2 minutes to the 401, steps to top schools, shopping and restaurants. An extended driveway with gorgeous patio stone and a covered porch with a wood slat privacy screen make a striking first impression. Inside, you're greeted with tons of natural light and a bright, versatile front room, perfect as a guest room, or dining space. This home has been renovated top to bottom! Smooth ceilings, fresh paint, and new light fixtures flow throughout the main level. The open-concept kitchen and family room are flooded with natural light, with a sliding patio door to the backyard. The kitchen is a true showpiece: a quartz island, newer stainless steel appliances, a double-bowl undermount sink with pull-down faucet, and a designer mosaic backsplash. Even the powder room got a full upgrade, with new quartz counters, vanity, and toilet. Upstairs, a soaring stairwell with an arched window leads to 4 spacious bedrooms with new laminate flooring, new baseboards, and fresh stair carpet. Both bathrooms have been upgraded with marble counters and black fixtures, plus upper level laundry. Then there's the basement, a rare find! A separate side entrance with a permitted, fire-rated door gives this home a head start toward a legal second unit. The rest was renovated to code with wall and ceiling insulation, large egress windows, and a premium subfloor system. Beautifully finished with bedroom, room, a full bathroom, pot lights, a quartz kitchen with new cabinets and built-in appliances, its own laundry, and new flooring throughout; perfect as an in-law suite or income potential! Major mechanical upgrades include a new furnace, heat pump, A/C, electric water heater, and water softener. The backyard is an entertainer's dream, with an extended fenced side yard, gate, and a shed on a patio stone base. This one has it all. Don't miss your chance to book your showing today! (id:63159)

Values & Trends

This listing

$307/sqft

Building average

No other active listings in this building

33 - Clemens Mills/Saginaw average

$349/sqft

17 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

15°C

Humidity 78%

Wind SSE 9 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($60,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$680,000.00
Periodic payment — Principal & Interest (monthly)$4,387.13
Additional monthly expenses (strata, tax, utilities, etc.)$569.08
Total monthly cost$4,956.21
Interest paid over 5-yr term$194,889.95
Balance at end of term$611,662.20

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$60,000
Stress test qualifying rate8.09%
Payment you must qualify for$6,074.82

Cash Needed at Closing

Minimum down payment$60,000
Estimated BC PTT$15,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$76,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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